Compare Today’s Refinance Rates for Midway City, California 92655
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Midway City, California 92655.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Midway City, California 92655. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,616 or $35 per month in Midway City and other parts of Orange county.
Summary of Average Refinances in Midway City, California 92655
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Interactive Refinance Rate Projections for Midway City, California 92655
Pureloan has developed an interactive chart to monitor the five largest local lenders in Midway City, CA 92655, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Midway City, California 92655 from 2024 - 2016
The following historical data provides insights into refinancing trends in Midway City, California and the surrounding Orange county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.00% | 73.42% | 76.44% | 77.36% | 82.50% | 78.80% | 75.88% | 78.82% | 79.91% |
avg refi rate | 6.31% | 3.29% | 2.82% | 3.08% | 3.96% | 4.42% | 4.04% | 3.81% | 4.00% |
% 15 year fixed refinance | 4.00% | 16.26% | 15.61% | 14.73% | 11.25% | 14.85% | 17.74% | 15.41% | 14.45% |
avg refi rate | 5.88% | 2.55% | 2.29% | 2.59% | 3.35% | 3.72% | 3.20% | 3.04% | 3.24% |
Avg credit score | 753.64 | 764.88 | 772.09 | 774.92 | 763.59 | 752.07 | 756.04 | 761.81 | 761.24 |
Avg LTV (loan to value) | 51.12% | 49.81% | 54.41% | 56.61% | 62.28% | 56.20% | 58.58% | 59.85% | 61.92% |
Avg DTI (debt to income) | 37.76 | 37.97 | 34.57 | 33.91 | 36.54 | 37.52 | 36.22 | 35.46 | 35.64 |
Avg refinance insurance % | 0.26% | 0.80% | 0.92% | 2.04% | 1.42% | 1.16% | 1.14% | 0.92% |
Best Refinance Brokers around Midway City, California 92655
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Midway City, California 92655, we have compiled a list of top refinance brokers to assist you in the process.
Steven Haymond
Loan officer
1001 Dove St Ste 100
Newport Beach, CA 92655
(949) 252-8898
steve.loans9@gmail.com
Karen Knoche
Loan officer
1001 Dove St Ste 100
Newport Beach, CA 92655
(949) 252-8898
karen@primepacific.com
Brad Martin
Loan officer
1200 Newport Center Dr Ste 100
Newport Beach, CA 92655
(949) 293-1900
brad.martin@everbank.com
Brian Flood
Loan officer
1200 Newport Center Dr Ste 100
Newport Beach, CA 92655
(949) 813-5058
brian.flood@everbank.com
Chris Gonsior
Loan officer
1200 Newport Center Dr Ste 100
Newport Beach, CA 92655
(949) 836-6480
chris.gonsior@everbank.com
Address
1001 Dove St Ste 100
Newport Beach, CA
Contact
(949) 252-8898
Fax (301) 639-0804
steve.loans9@gmail.com
Address
1001 Dove St Ste 100
Newport Beach, CA
Contact
(949) 252-8898
Fax (301) 639-0804
karen@primepacific.com
Address
1200 Newport Center Dr Ste 100
Newport Beach, CA
Contact
(949) 293-1900
Fax (301) 639-0804
brad.martin@everbank.com