Compare Today’s Refinance Rates for Mission Viejo, California 92690
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mission Viejo, California 92690.
With a 30-year amortization refinance in Mission Viejo and surrounding areas of Orange county, our calculations show that you can expect to save up to $13,317 over the lifetime of your mortgage, or a monthly savings of $37. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mission Viejo, California 92690.
Summary of Average Refinances in Mission Viejo, California 92690
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Interactive Refinance Rate Projections for Mission Viejo, California 92690
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mission Viejo, CA 92690, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mission Viejo, California 92690 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mission Viejo, California and the surrounding Orange county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.00% | 73.42% | 76.44% | 77.36% | 82.50% | 78.80% | 75.88% | 78.82% | 79.91% |
avg refi rate | 6.31% | 3.29% | 2.82% | 3.08% | 3.96% | 4.42% | 4.04% | 3.81% | 4.00% |
% 15 year fixed refinance | 4.00% | 16.26% | 15.61% | 14.73% | 11.25% | 14.85% | 17.74% | 15.41% | 14.45% |
avg refi rate | 5.88% | 2.55% | 2.29% | 2.59% | 3.35% | 3.72% | 3.20% | 3.04% | 3.24% |
Avg credit score | 753.64 | 764.88 | 772.09 | 774.92 | 763.59 | 752.07 | 756.04 | 761.81 | 761.24 |
Avg LTV (loan to value) | 51.12% | 49.81% | 54.41% | 56.61% | 62.28% | 56.20% | 58.58% | 59.85% | 61.92% |
Avg DTI (debt to income) | 37.76 | 37.97 | 34.57 | 33.91 | 36.54 | 37.52 | 36.22 | 35.46 | 35.64 |
Avg refinance insurance % | 0.26% | 0.80% | 0.92% | 2.04% | 1.42% | 1.16% | 1.14% | 0.92% |
Best Refinance Brokers around Mission Viejo, California 92690
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mission Viejo, California 92690, we have compiled a list of top refinance brokers to assist you in the process.
Sandra Schneider Eisenberg
Loan Originator
27101 Puerta Real, Suite 280
Mission Viejo, CA 92690
(949) 715-3408
sandra.eisenberg@primelending.com
Russ Ortega
Loan Originator
27101 Puerta Real, Suite 280
Mission Viejo, CA 92690
(949) 683-6301
russ.ortega@primelending.com
Shawn Hamidi
Loan Originator
27101 Puerta Real, Suite 280
Mission Viejo, CA 92690
(949) 334-6200
shawn.hamidi@primelending.com
Jon Peabody
Loan Officer
26522 La Alameda Ste 260
Mission Viejo, CA 92690
(714) 515-3163
jonp@vipmtginc.com
David Frank
Loan Officer
26522 La Alameda Ste 260
Mission Viejo, CA 92690
(949) 374-0421
davidfrankgroup@vipmtginc.com
Address
27101 Puerta Real, Suite 280
Mission Viejo, CA
Contact
(949) 715-3408
Fax (301) 639-0804
sandra.eisenberg@primelending.com
Address
27101 Puerta Real, Suite 280
Mission Viejo, CA
Contact
(949) 683-6301
Fax (301) 639-0804
russ.ortega@primelending.com
Address
27101 Puerta Real, Suite 280
Mission Viejo, CA
Contact
(949) 334-6200
Fax (301) 639-0804
shawn.hamidi@primelending.com