Compare Today’s Refinance Rates for Moccasin, California 95347
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Moccasin, California 95347.
With a 30-year amortization refinance in Moccasin and surrounding areas of Tuolumne county, our calculations show that you can expect to save up to $6,801 over the lifetime of your mortgage, or a monthly savings of $19. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Moccasin, California 95347.
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Summary of Average Refinances in Moccasin, California 95347
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Moccasin, California 95347
Pureloan has developed an interactive chart to monitor the five largest local lenders in Moccasin, CA 95347, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Moccasin, California 95347 from 2024 - 2016
The following historical data provides insights into refinancing trends in Moccasin, California and the surrounding Tuolumne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
| avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
| % 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
| avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
| Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
| Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
| Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
| Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Moccasin, California 95347
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Moccasin, California 95347, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Tammy Cruise
Loan Officer
1217 Standiford Ave
Modesto, CA 95347
(209) 524-6000
tammycruise@calmort.com
Amalia Lopez-Lau
Loan Officer
1217 Standiford Ave
Modesto, CA 95347
(209) 524-6000
alau@calmort.com
Brenda Olson
Loan Officer
1217 Standiford Ave
Modesto, CA 95347
(209) 524-6000
brenda@calmort.com
Cathy Fuentes
Loan Officer
1217 Standiford Ave
Modesto, CA 95347
(209) 524-6000
cathy@calmort.com
Chris Harrigfeld
Loan Officer
1217 Standiford Ave
Modesto, CA 95347
(209) 524-6000
chris@calmort.com
Address
1217 Standiford Ave
Modesto, CA
Contact
(209) 524-6000
Fax (301) 639-0804
tammycruise@calmort.com
Address
1217 Standiford Ave
Modesto, CA
Contact
(209) 524-6000
Fax (301) 639-0804
alau@calmort.com
Address
1217 Standiford Ave
Modesto, CA
Contact
(209) 524-6000
Fax (301) 639-0804
brenda@calmort.com