Compare Today’s Refinance Rates for Montclair, California 91763
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Montclair, California 91763.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,885 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Montclair and other areas of San Bernardino county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Montclair, California 91763
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Interactive Refinance Rate Projections for Montclair, California 91763
Pureloan has developed an interactive chart to monitor the five largest local lenders in Montclair, CA 91763, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Montclair, California 91763 from 2024 - 2016
The following historical data provides insights into refinancing trends in Montclair, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 94.44% | 67.19% | 71.80% | 72.67% | 79.30% | 78.24% | 70.47% | 72.69% | 72.58% |
| avg refi rate | 6.30% | 3.34% | 2.85% | 3.13% | 4.03% | 4.48% | 4.08% | 3.82% | 4.02% |
| % 15 year fixed refinance | 5.56% | 19.30% | 17.71% | 16.42% | 11.88% | 14.69% | 19.15% | 17.88% | 17.19% |
| avg refi rate | 5.38% | 2.60% | 2.32% | 2.66% | 3.39% | 3.79% | 3.30% | 3.06% | 3.27% |
| Avg credit score | 742.75 | 758.12 | 761.72 | 766.24 | 750.79 | 740.52 | 747.43 | 753.69 | 753.58 |
| Avg LTV (loan to value) | 59.03% | 51.98% | 57.17% | 60.71% | 64.60% | 61.56% | 61.31% | 62.77% | 64.33% |
| Avg DTI (debt to income) | 40.97 | 37.93 | 36.08 | 35.64 | 38.72 | 38.91 | 38.01 | 36.59 | 36.60 |
| Avg refinance insurance % | 1.53% | 0.36% | 0.97% | 1.34% | 2.52% | 1.44% | 1.68% | 1.54% | 1.59% |
Best Refinance Brokers around Montclair, California 91763
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Montclair, California 91763, we have compiled a list of top refinance brokers to assist you in the process.
Steven Lazerson
Loan Officer
1950 S Brea Canyon Rd Ste 5
Diamond Bar, CA 91763
(909) 612-8070
financialbrokerssl@gmail.com
Ramis Urribarri
Mortgage Consultant
21671 Gateway Center Dr
Diamond Bar, CA 91763
(909) 942-2088
ramis.urribarri@icitymortgage.com
Thuy-Duong Le
Loan Originator
21700 Copley Dr Ste 100
Diamond Bar, CA 91763
(626) 625-6922
TLe@primelending.com
Arthur Torrez
Home Mortgage Consultant
22632 Golden Springs Dr
Diamond Bar, CA 91763
(909) 396-6604
Arthur.Torrez@wellsfargo.com
Oscar Orejel
Home Mortgage Consultant
22632 Golden Springs Dr
Diamond Bar, CA 91763
(909) 396-6604
oscar.e.orejel@wellsfargo.com
Address
1950 S Brea Canyon Rd Ste 5
Diamond Bar, CA
Contact
(909) 612-8070
Fax (301) 639-0804
financialbrokerssl@gmail.com
Address
21671 Gateway Center Dr
Diamond Bar, CA
Contact
(909) 942-2088
Fax (301) 639-0804
ramis.urribarri@icitymortgage.com
Address
21700 Copley Dr Ste 100
Diamond Bar, CA
Contact
(626) 625-6922
Fax (301) 639-0804
TLe@primelending.com