Compare Today’s Refinance Rates for Montebello, California 90640
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Montebello, California 90640.
With a 30-year amortization refinance in Montebello and surrounding areas of Los Angeles county, our calculations show that you can expect to save up to $9,207 over the lifetime of your mortgage, or a monthly savings of $26. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Montebello, California 90640.
Summary of Average Refinances in Montebello, California 90640
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Interactive Refinance Rate Projections for Montebello, California 90640
Pureloan has developed an interactive chart to monitor the five largest local lenders in Montebello, CA 90640, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Montebello, California 90640 from 2024 - 2016
The following historical data provides insights into refinancing trends in Montebello, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 70.64% | 76.46% | 79.40% | 85.69% | 81.32% | 77.03% | 78.05% | 77.51% |
avg refi rate | 6.15% | 3.46% | 2.90% | 3.20% | 4.11% | 4.55% | 4.11% | 3.89% | 4.07% |
% 15 year fixed refinance | 6.67% | 19.07% | 15.10% | 12.84% | 8.51% | 12.40% | 14.85% | 14.93% | 14.59% |
avg refi rate | 5.75% | 2.73% | 2.40% | 2.71% | 3.52% | 3.82% | 3.35% | 3.14% | 3.35% |
Avg credit score | 742.00 | 763.29 | 767.08 | 767.66 | 752.77 | 742.20 | 749.73 | 757.22 | 757.37 |
Avg LTV (loan to value) | 42.77% | 45.99% | 49.59% | 53.00% | 59.47% | 56.62% | 54.33% | 56.56% | 59.02% |
Avg DTI (debt to income) | 38.30 | 38.19 | 35.58 | 35.22 | 37.08 | 39.13 | 37.44 | 35.96 | 36.33 |
Avg refinance insurance % | 0.39% | 0.48% | 0.63% | 1.45% | 0.90% | 0.60% | 0.64% | 0.75% |
Best Refinance Brokers around Montebello, California 90640
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Montebello, California 90640, we have compiled a list of top refinance brokers to assist you in the process.
Ramiro Avila
Mortgage Consultant
850 North Wilcox Ave
Montebello, CA 90640
ramiro.avila@unionbank.com
Fabian Fragoso
Loan Officer
896 W Beverly Blvd
Montebello, CA 90640
(323) 727-9657
Fabian.Fragoso@chase.com
Cynthia Mendoza
Mortgage Banker
896 W Beverly Blvd
Montebello, CA 90640
(171) 467-5082
Cynthia.Y.Mendoza@Chase.com
Mario Laza
Mortgage Banker
15625 Whittier Blvd
Whittier, CA 90640
(131) 060-0662
Mario.Laza@Chase.com
Jorge Banderas
Mortgage Banker
15625 Whittier Blvd
Whittier, CA 90640
(156) 294-7032
Jorge.Banderas@Chase.com
Address
850 North Wilcox Ave
Montebello, CA
Contact
Fax (301) 639-0804
ramiro.avila@unionbank.com
Address
896 W Beverly Blvd
Montebello, CA
Contact
(323) 727-9657
Fax (301) 639-0804
Fabian.Fragoso@chase.com
Address
896 W Beverly Blvd
Montebello, CA
Contact
(171) 467-5082
Fax (301) 639-0804
Cynthia.Y.Mendoza@Chase.com