Compare Today’s Refinance Rates for Mount Shasta, California 96067
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mount Shasta, California 96067.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mount Shasta, California 96067. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,906 or $16 per month in Mount Shasta and other parts of Siskiyou county.
Summary of Average Refinances in Mount Shasta, California 96067
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Interactive Refinance Rate Projections for Mount Shasta, California 96067
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mount Shasta, CA 96067, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mount Shasta, California 96067 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mount Shasta, California and the surrounding Siskiyou county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 67.31% | 70.68% | 70.42% | 75.95% | 69.89% | 64.15% | 66.59% | 66.98% |
avg refi rate | 6.28% | 3.57% | 3.02% | 3.31% | 4.23% | 4.65% | 4.12% | 3.94% | 4.12% |
% 15 year fixed refinance | 19.23% | 18.11% | 19.50% | 16.20% | 23.12% | 26.95% | 23.16% | 22.48% | |
avg refi rate | 2.70% | 2.42% | 2.85% | 3.73% | 3.87% | 3.50% | 3.21% | 3.43% | |
Avg credit score | 745.83 | 746.65 | 757.96 | 757.57 | 748.55 | 744.95 | 754.71 | 762.80 | 762.11 |
Avg LTV (loan to value) | 61.58% | 57.86% | 64.60% | 68.79% | 70.31% | 68.17% | 67.84% | 69.73% | 70.66% |
Avg DTI (debt to income) | 38.92 | 33.95 | 33.44 | 33.29 | 35.76 | 35.02 | 33.70 | 33.51 | 32.81 |
Avg refinance insurance % | 6.67% | 0.66% | 1.56% | 2.50% | 3.40% | 3.06% | 2.79% | 3.76% | 4.55% |
Best Refinance Brokers around Mount Shasta, California 96067
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mount Shasta, California 96067, we have compiled a list of top refinance brokers to assist you in the process.
Melanie Mayberry
Branch Manager
612 N Mount Shasta Blvd
Mount Shasta, CA 96067
(530) 859-0103
mmayberry@lhfinancial.com
Keleen Hilleary
Loan Officer
612 N Mount Shasta Blvd
Mount Shasta, CA 96067
(530) 945-7622
khilleary@lhfinancial.com
Jean Loosemore
Mortgage Loan Officer
1855 Main St Unit B
Susanville, CA 96067
(209) 320-3400
jloosemore@summitfunding.net
Irene Amodei
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96067
(530) 257-5013
Irene.Amodei@plumasbank.com
Maria Nye
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96067
(530) 257-5013
Maria.Nye@plumasbank.com
Address
612 N Mount Shasta Blvd
Mount Shasta, CA
Contact
(530) 859-0103
Fax (301) 639-0804
mmayberry@lhfinancial.com
Address
612 N Mount Shasta Blvd
Mount Shasta, CA
Contact
(530) 945-7622
Fax (301) 639-0804
khilleary@lhfinancial.com
Address
1855 Main St Unit B
Susanville, CA
Contact
(209) 320-3400
Fax (301) 639-0804
jloosemore@summitfunding.net