Compare Today’s Refinance Rates for Mount Wilson, California 91023
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mount Wilson, California 91023.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $17,523 over the lifetime of your mortgage, which translates to a monthly savings of $49 in Mount Wilson and other areas of Los Angeles county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Mount Wilson, California 91023
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Interactive Refinance Rate Projections for Mount Wilson, California 91023
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mount Wilson, CA 91023, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mount Wilson, California 91023 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mount Wilson, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 67.44% | 73.94% | 76.51% | 83.30% | 82.94% | 71.88% | 77.15% | 77.18% |
avg refi rate | 6.01% | 3.29% | 2.84% | 3.11% | 4.02% | 4.49% | 4.06% | 3.80% | 4.01% |
% 15 year fixed refinance | 25.00% | 20.60% | 17.86% | 16.55% | 12.11% | 12.94% | 20.86% | 18.17% | 16.28% |
avg refi rate | 5.62% | 2.50% | 2.30% | 2.64% | 3.29% | 3.64% | 3.23% | 3.06% | 3.24% |
Avg credit score | 724.25 | 762.71 | 770.45 | 772.00 | 756.78 | 742.64 | 751.15 | 761.36 | 757.41 |
Avg LTV (loan to value) | 35.50% | 43.45% | 50.13% | 53.51% | 60.59% | 55.59% | 56.53% | 57.69% | 59.27% |
Avg DTI (debt to income) | 41.88 | 36.80 | 34.90 | 34.49 | 37.49 | 38.07 | 36.49 | 35.85 | 36.79 |
Avg refinance insurance % | 0.29% | 0.44% | 0.54% | 1.75% | 0.75% | 0.80% | 0.59% | 0.76% |
Best Refinance Brokers around Mount Wilson, California 91023
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mount Wilson, California 91023, we have compiled a list of top refinance brokers to assist you in the process.
Clara Siu
Home Mortgage Consultant
55 E Huntington Dr Ste 200
Arcadia, CA 91023
(626) 254-2408
Clara.W.Siu@wellsfargo.com
John Biltz
Home Mortgage Consultant
55 E Huntington Dr Ste 200
Arcadia, CA 91023
(626) 254-2408
john.e.biltz@wellsfargo.com
Joseph Fillippelli
Home Mortgage Consultant
55 E Huntington Dr Ste 200
Arcadia, CA 91023
(626) 254-2408
joseph.a.fillippelli@wellsfargo.com
Kevork Nizian
Home Mortgage Consultant
55 E Huntington Dr Ste 200
Arcadia, CA 91023
(626) 254-2408
Kevin.Nizian@wellsfargo.com
Linda Mejia
Home Mortgage Consultant
55 E Huntington Dr Ste 200
Arcadia, CA 91023
(626) 254-2408
mejialin@wellsfargo.com
Address
55 E Huntington Dr Ste 200
Arcadia, CA
Contact
(626) 254-2408
Fax (301) 639-0804
Clara.W.Siu@wellsfargo.com
Address
55 E Huntington Dr Ste 200
Arcadia, CA
Contact
(626) 254-2408
Fax (301) 639-0804
john.e.biltz@wellsfargo.com
Address
55 E Huntington Dr Ste 200
Arcadia, CA
Contact
(626) 254-2408
Fax (301) 639-0804
joseph.a.fillippelli@wellsfargo.com