Compare Today’s Refinance Rates for Nipomo, California 93444
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Nipomo, California 93444.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Nipomo, California 93444. For 30-year amortization refinancing, you can expect lifetime cash savings of $11,214 or $31 per month in Nipomo and other parts of San Luis Obispo county.
Summary of Average Refinances in Nipomo, California 93444
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Interactive Refinance Rate Projections for Nipomo, California 93444
Pureloan has developed an interactive chart to monitor the five largest local lenders in Nipomo, CA 93444, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Nipomo, California 93444 from 2024 - 2016
The following historical data provides insights into refinancing trends in Nipomo, California and the surrounding San Luis Obispo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Nipomo, California 93444
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Nipomo, California 93444, we have compiled a list of top refinance brokers to assist you in the process.
Sherri Reccord
Loan Officer
239 W Tefft St
Nipomo, CA 93444
(602) 739-7641
sreccord@spfcnet.com
Ardell Teran
Loan Officer
615 W Tefft St
Nipomo , CA 93444
(805) 929-1911
Ardell.Teran@rabobank.com
Isaura Moran
Loan Officer
615 W Tefft St
Nipomo , CA 93444
(805) 929-1911
Isaura.Moran@rabobank.com
Mary Mylan
Loan Officer
615 W Tefft St
Nipomo , CA 93444
(805) 929-1911
Mary.Mylan@rabobank.com
Taylor Buhl
Loan Officer
615 W Tefft St
Nipomo , CA 93444
(805) 929-1911
Taylor.Buhl@rabobank.com
Address
239 W Tefft St
Nipomo, CA
Contact
(602) 739-7641
Fax (301) 639-0804
sreccord@spfcnet.com
Address
615 W Tefft St
Nipomo , CA
Contact
(805) 929-1911
Fax (301) 639-0804
Ardell.Teran@rabobank.com
Address
615 W Tefft St
Nipomo , CA
Contact
(805) 929-1911
Fax (301) 639-0804
Isaura.Moran@rabobank.com