Compare Today’s Refinance Rates for Northridge, California 91327
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Northridge, California 91327.
With a 30-year amortization refinance in Northridge and surrounding areas of Los Angeles county, our calculations show that you can expect to save up to $8,399 over the lifetime of your mortgage, or a monthly savings of $23. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Northridge, California 91327.
Summary of Average Refinances in Northridge, California 91327
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Interactive Refinance Rate Projections for Northridge, California 91327
Pureloan has developed an interactive chart to monitor the five largest local lenders in Northridge, CA 91327, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Northridge, California 91327 from 2024 - 2016
The following historical data provides insights into refinancing trends in Northridge, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 83.33% | 72.46% | 76.93% | 77.99% | 84.23% | 79.92% | 75.57% | 78.40% | 79.26% |
avg refi rate | 6.45% | 3.34% | 2.85% | 3.12% | 4.01% | 4.48% | 4.07% | 3.83% | 4.03% |
% 15 year fixed refinance | 9.52% | 15.71% | 14.17% | 13.52% | 9.90% | 12.72% | 16.13% | 14.79% | 13.42% |
avg refi rate | 4.91% | 2.58% | 2.29% | 2.64% | 3.38% | 3.81% | 3.27% | 3.08% | 3.25% |
Avg credit score | 732.24 | 761.92 | 763.49 | 767.45 | 755.95 | 745.86 | 747.55 | 756.41 | 756.73 |
Avg LTV (loan to value) | 53.98% | 53.00% | 57.34% | 60.38% | 66.34% | 62.34% | 62.95% | 63.58% | 65.95% |
Avg DTI (debt to income) | 42.52 | 38.15 | 35.54 | 34.96 | 37.43 | 38.59 | 37.44 | 36.23 | 36.58 |
Avg refinance insurance % | 1.00% | 0.41% | 0.92% | 1.32% | 2.46% | 1.67% | 1.64% | 1.38% | 1.65% |
Best Refinance Brokers around Northridge, California 91327
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Northridge, California 91327, we have compiled a list of top refinance brokers to assist you in the process.
Ricardo Rodriguez
Mortgage Banker
9055 Reseda Blvd
Northridge, CA 91327
(818) 370-9705
Ricardo.Rodriguez@chase.com
Kerry Gelbard
Loan Officer
9338 Reseda Boulevard # 210
Northridge, CA 91327
(310) 476-2086
kerryg@earthlink.net
Armando Mellone
Loan Officer
9338 Reseda Boulevard # 210
Northridge, CA 91327
(310) 476-2086
Armando@amellone.com
Rachna Khanna
Mortgage Loan Originator
9241 Reseda Boulevard Suite B
Northridge, CA 91327
(818) 742-2578
Rachna.Khanna@homebridge.com
Michael Montgomery
Mortgage Loan Originator
9241 Reseda Boulevard Suite B
Northridge, CA 91327
(661) 400-2704
Michael.Montgomery@homebridge.com
Address
9055 Reseda Blvd
Northridge, CA
Contact
(818) 370-9705
Fax (301) 639-0804
Ricardo.Rodriguez@chase.com
Address
9338 Reseda Boulevard # 210
Northridge, CA
Contact
(310) 476-2086
Fax (301) 639-0804
kerryg@earthlink.net
Address
9338 Reseda Boulevard # 210
Northridge, CA
Contact
(310) 476-2086
Fax (301) 639-0804
Armando@amellone.com