Compare Today’s Refinance Rates for Oak Park, California 91377
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Oak Park, California 91377.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Oak Park, California 91377. For 30-year amortization refinancing, you can expect lifetime cash savings of $14,894 or $41 per month in Oak Park and other parts of Ventura county.
Summary of Average Refinances in Oak Park, California 91377
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Interactive Refinance Rate Projections for Oak Park, California 91377
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oak Park, CA 91377, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oak Park, California 91377 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oak Park, California and the surrounding Ventura county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 83.33% | 72.46% | 76.93% | 77.99% | 84.23% | 79.92% | 75.57% | 78.40% | 79.26% |
avg refi rate | 6.45% | 3.34% | 2.85% | 3.12% | 4.01% | 4.48% | 4.07% | 3.83% | 4.03% |
% 15 year fixed refinance | 9.52% | 15.71% | 14.17% | 13.52% | 9.90% | 12.72% | 16.13% | 14.79% | 13.42% |
avg refi rate | 4.91% | 2.58% | 2.29% | 2.64% | 3.38% | 3.81% | 3.27% | 3.08% | 3.25% |
Avg credit score | 732.24 | 761.92 | 763.49 | 767.45 | 755.95 | 745.86 | 747.55 | 756.41 | 756.73 |
Avg LTV (loan to value) | 53.98% | 53.00% | 57.34% | 60.38% | 66.34% | 62.34% | 62.95% | 63.58% | 65.95% |
Avg DTI (debt to income) | 42.52 | 38.15 | 35.54 | 34.96 | 37.43 | 38.59 | 37.44 | 36.23 | 36.58 |
Avg refinance insurance % | 1.00% | 0.41% | 0.92% | 1.32% | 2.46% | 1.67% | 1.64% | 1.38% | 1.65% |
Best Refinance Brokers around Oak Park, California 91377
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oak Park, California 91377, we have compiled a list of top refinance brokers to assist you in the process.
Levon Bekarian
Mortgage Banker
25880 The Old Rd
Stevenson Ranch, CA 91377
(166) 125-3007
Levon.Bekarian@Chase.com
Darin Holt
Mortgage Banker
25880 The Old Rd
Stevenson Ranch, CA 91377
(181) 863-2329
Darin.Holt@Chase.com
John Adanalian
Mortgage Banker
16520 Soledad Canyon Rd
Canyon Country, CA 91377
(166) 129-8072
John.H.Adanalian@Chase.com
Jerry Chodur
Mortgage Banker
31814 CASTAIC RD
CASTAIC, CA 91377
(66) 775-0222
jerry.chodur@chase.com
Elsa Chavez
Loan officer
6300 Van Nuys Blvd
Van Nuys, CA 91377
(818) 778-0500
Elsa.Chavez@chase.com
Address
25880 The Old Rd
Stevenson Ranch, CA
Contact
(166) 125-3007
Fax (301) 639-0804
Levon.Bekarian@Chase.com
Address
25880 The Old Rd
Stevenson Ranch, CA
Contact
(181) 863-2329
Fax (301) 639-0804
Darin.Holt@Chase.com
Address
16520 Soledad Canyon Rd
Canyon Country, CA
Contact
(166) 129-8072
Fax (301) 639-0804
John.H.Adanalian@Chase.com