Compare Today’s Refinance Rates for Oakhurst, California 93644
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Oakhurst, California 93644.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,548 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Oakhurst and other areas of Madera county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Oakhurst, California 93644
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Oakhurst, California 93644
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oakhurst, CA 93644, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oakhurst, California 93644 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oakhurst, California and the surrounding Madera county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
| avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
| % 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
| avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
| Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
| Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
| Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
| Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Oakhurst, California 93644
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oakhurst, California 93644, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Eric Wood
Loan Officer
41729 Highway 41
Oakhurst, CA 93644
(559) 658-7611
Eric.Wood@wjbradley.com
Joe Almirantearena
Loan officer
1416 Clovis Ave
Clovis, CA 93644
(800) 785-4952
info@findmyloanonline.com
David Barr
Loan Officer
96 Shaw Ave Ste 205
Clovis, CA 93644
(559) 322-5005
David@allaccessca.com
Dru Scott
Loan Officer
96 Shaw Ave Ste 205
Clovis, CA 93644
(559) 322-5005
dru@allaccessca.com
Veronica Barragan
Loan Officer
1015 G St
Reedley, CA 93644
(559) 638-3338
veronica@ccmloans.com
Address
41729 Highway 41
Oakhurst, CA
Contact
(559) 658-7611
Fax (301) 639-0804
Eric.Wood@wjbradley.com
Address
1416 Clovis Ave
Clovis, CA
Contact
(800) 785-4952
Fax (301) 639-0804
info@findmyloanonline.com
Address
96 Shaw Ave Ste 205
Clovis, CA
Contact
(559) 322-5005
Fax (301) 639-0804
David@allaccessca.com