Compare Today’s Refinance Rates for Oakland, California

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Oakland, California 94666. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Oakland and surrounding areas of Alameda county, expected lifetime cash savings are $19,950 or $55 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Oakland, California 94666.

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Summary of Average Refinance Terms in Oakland, California 94666

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Oakland, California 94666 from 2012 - 2019

Below are historical data on refinancing in Oakland, California and around Alameda county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 68.35% 63.66% 70.29% 69.75% 78.75% 73.47% 69.09% 62.50%
avg refi rate 4.90% 4.53% 3.87% 3.72% 4.44% 3.98% 3.80% 3.87%
% 15 year fixed refinance 25.11% 27.20% 24.24% 24.44% 17.74% 20.26% 24.85% 30.11%
avg refi rate 4.31% 3.84% 3.26% 2.99% 3.46% 3.21% 3.05% 3.17%
Avg credit score 777.51 778.07 779.19 774.95 758.70 766.24 767.25 765.17
Avg LTV (loan to value) 49.13% 49.53% 50.27% 49.61% 56.12% 49.63% 43.03% 43.28%
Avg DTI (debt to income) 32.53 31.96 31.33 31.92 35.01 34.41 34.03 34.03
Avg refinance insurance % 0.07% 0.07% 0.13% 0.18% 0.56% 0.20% 0.08% 0.09%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oakland, California 94666

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oakland, California 94666, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Helena Maria Jones

Community Loan Officer

1970 Franklin Street

Oakland, CA 94666

(510) 385-7721

Helena.Jones@unionbank.com

Jonathan King

Loan Officer

6211 La Salle Ave

Oakland, CA 94666

(510) 339-8900

jking@pmaloans.com

Kimberly Nash

Mortgage Banker

3241 Lakeshore Ave

Oakland, CA 94666

(510) 224-0794

Kimberly.Nash@chase.com

Royal Kirkland

Mortgage Banker

3241 Lakeshore Ave

Oakland, CA 94666

(510) 238-9306

Royal.Kirkland@chase.com

Sabrina Wu

Home Mortgage Consultant

500 12th Street Suite 150

Oakland, CA 94666

(510) 267-1310

Sabrina.Wu@wellsfargo.com

Address

1970 Franklin Street

Oakland, CA

Contact

(510) 385-7721

Fax (301) 639-0804

Helena.Jones@unionbank.com

Address

6211 La Salle Ave

Oakland, CA

Contact

(510) 339-8900

Fax (301) 639-0804

jking@pmaloans.com

Address

3241 Lakeshore Ave

Oakland, CA

Contact

(510) 224-0794

Fax (301) 639-0804

Kimberly.Nash@chase.com

Refinancing News for Oakland, California 94666