Compare Today’s Refinance Rates for Obrien, California 96070
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Obrien, California 96070.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Obrien, California 96070. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,548 or $13 per month in Obrien and other parts of Shasta county.
Summary of Average Refinances in Obrien, California 96070
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Interactive Refinance Rate Projections for Obrien, California 96070
Pureloan has developed an interactive chart to monitor the five largest local lenders in Obrien, CA 96070, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Obrien, California 96070 from 2024 - 2016
The following historical data provides insights into refinancing trends in Obrien, California and the surrounding Shasta county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 67.31% | 70.68% | 70.42% | 75.95% | 69.89% | 64.15% | 66.59% | 66.98% |
avg refi rate | 6.28% | 3.57% | 3.02% | 3.31% | 4.23% | 4.65% | 4.12% | 3.94% | 4.12% |
% 15 year fixed refinance | 19.23% | 18.11% | 19.50% | 16.20% | 23.12% | 26.95% | 23.16% | 22.48% | |
avg refi rate | 2.70% | 2.42% | 2.85% | 3.73% | 3.87% | 3.50% | 3.21% | 3.43% | |
Avg credit score | 745.83 | 746.65 | 757.96 | 757.57 | 748.55 | 744.95 | 754.71 | 762.80 | 762.11 |
Avg LTV (loan to value) | 61.58% | 57.86% | 64.60% | 68.79% | 70.31% | 68.17% | 67.84% | 69.73% | 70.66% |
Avg DTI (debt to income) | 38.92 | 33.95 | 33.44 | 33.29 | 35.76 | 35.02 | 33.70 | 33.51 | 32.81 |
Avg refinance insurance % | 6.67% | 0.66% | 1.56% | 2.50% | 3.40% | 3.06% | 2.79% | 3.76% | 4.55% |
Best Refinance Brokers around Obrien, California 96070
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Obrien, California 96070, we have compiled a list of top refinance brokers to assist you in the process.
Jean Loosemore
Mortgage Loan Officer
1855 Main St Unit B
Susanville, CA 96070
(209) 320-3400
jloosemore@summitfunding.net
Irene Amodei
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96070
(530) 257-5013
Irene.Amodei@plumasbank.com
Maria Nye
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96070
(530) 257-5013
Maria.Nye@plumasbank.com
Amanda Laudenslayer
Mortgage Loan Originator
510 N Main St
Alturas, CA 96070
(530) 233-1999
Amanda.Laudenslayer@plumasbank.com
Rose Boulade
Mortgage Loan Originator
510 N Main St
Alturas, CA 96070
(530) 233-1999
Rose.Boulade@plumasbank.com
Address
1855 Main St Unit B
Susanville, CA
Contact
(209) 320-3400
Fax (301) 639-0804
jloosemore@summitfunding.net
Address
3000 Riverside Dr
Susanville, CA
Contact
(530) 257-5013
Fax (301) 639-0804
Irene.Amodei@plumasbank.com
Address
3000 Riverside Dr
Susanville, CA
Contact
(530) 257-5013
Fax (301) 639-0804
Maria.Nye@plumasbank.com