Compare Today’s Refinance Rates for Oroville, California 95965
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Oroville, California 95965.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,961 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Oroville and other areas of Butte county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Oroville, California 95965
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Interactive Refinance Rate Projections for Oroville, California 95965
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oroville, CA 95965, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oroville, California 95965 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oroville, California and the surrounding Butte county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Oroville, California 95965
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oroville, California 95965, we have compiled a list of top refinance brokers to assist you in the process.
Pamela Horn
Loan Consultant
1655 Montgomery St.
Oroville, CA 95965
pamela.horn@caliberhomeloans.com
Renee Jones
Branch Manager
1655 Montgomery Street
Oroville, CA 95965
(530) 534-8256
Renee.Jones@Banchomeloans.com
Pamela Horn
Loan Officer
1655 Montgomery Street
Oroville, CA 95965
(530) 534-7986
Pamela.Horn@Banchomeloans.com
Kathy Holland
Mortgage Loan Representative
2227 Myers Street
Oroville, CA 95965
(530) 532-0800
Kathy.Holland@rabobank.com
Robin Wight
Mortgage Loan Originator
336 Main St
Quincy, CA 95965
(530) 283-6800
Robin.Wight@plumasbank.com
Address
1655 Montgomery St.
Oroville, CA
Contact
Fax (301) 639-0804
pamela.horn@caliberhomeloans.com
Address
1655 Montgomery Street
Oroville, CA
Contact
(530) 534-8256
Fax (301) 639-0804
Renee.Jones@Banchomeloans.com
Address
1655 Montgomery Street
Oroville, CA
Contact
(530) 534-7986
Fax (301) 639-0804
Pamela.Horn@Banchomeloans.com