Compare Today’s Refinance Rates for Oxnard, California

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Oxnard, California 93035. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $9,611 or $27 / month in Oxnard and other areas of Ventura county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oxnard, California 93035.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Oxnard, California 93035

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Oxnard, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oxnard, CA 93035, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Oxnard, CA

Refinance Rates for Oxnard, California 93035 from 2013 - 2020

Below are historical data on refinancing in Oxnard, California and around Ventura county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 67.21% 62.53% 68.29% 73.78% 80.72% 78.43% 78.33% 72.32%
avg refi rate 4.85% 4.55% 3.89% 3.79% 4.47% 4.05% 3.85% 3.95%
% 15 year fixed refinance 23.84% 25.72% 22.39% 20.17% 12.33% 12.58% 14.41% 18.26%
avg refi rate 4.27% 3.84% 3.28% 3.03% 3.51% 3.29% 3.13% 3.19%
Avg credit score 774.66 773.00 778.35 769.83 751.29 756.30 757.32 754.48
Avg LTV (loan to value) 56.84% 59.75% 61.24% 63.53% 68.81% 66.94% 64.04% 63.95%
Avg DTI (debt to income) 32.87 33.59 32.45 33.21 36.15 35.89 35.72 36.95
Avg refinance insurance % 0.34% 0.47% 0.88% 1.85% 1.82% 2.06% 1.60% 1.68%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oxnard, California 93035

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oxnard, California 93035, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Anna Martinez

Branch Manager

1000 Town Center Dr. Ste. 300

Oxnard, CA 93035

(805) 604-5515

anna.martinez@bancorp.com

Rafael Bautista

Loan Officer

1000 Town Center Dr. Ste. 300

Oxnard, CA 93035

(805) 351-8870

rafael.bautista@bancorp.com

David Varela

Mortgage Banker

1201 S Victoria Ave

Oxnard, CA 93035

(805) 797-2889

David.F.Varela@chase.com

Patty Prieto

Mortgage Banker

1201 S Victoria Ave

Oxnard, CA 93035

(805) 288-3738

Patty.Prieto@chase.com

Nathalie Mislinay

Loan Officer

1000 Town Center Drive, Suite 300

Oxnard, CA 93035

(805) 728-9933

nathalie.mislinay@axiahomeloans.com

Address

1000 Town Center Dr. Ste. 300

Oxnard, CA

Contact

(805) 604-5515

Fax (301) 639-0804

anna.martinez@bancorp.com

Address

1000 Town Center Dr. Ste. 300

Oxnard, CA

Contact

(805) 351-8870

Fax (301) 639-0804

rafael.bautista@bancorp.com

Address

1201 S Victoria Ave

Oxnard, CA

Contact

(805) 797-2889

Fax (301) 639-0804

David.F.Varela@chase.com

Refinancing News for Oxnard, California 93035