Compare Today’s Refinance Rates for Pacifica, California 94044
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Pacifica, California 94044.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Pacifica, California 94044. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,523 or $49 per month in Pacifica and other parts of San Mateo county.
Summary of Average Refinances in Pacifica, California 94044
Become a certified mortgage expert on Pureloan.com
in Pacifica, California 94044
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Pacifica, California 94044
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pacifica, CA 94044, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pacifica, California 94044 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pacifica, California and the surrounding San Mateo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.31% | 62.20% | 68.35% | 70.25% | 71.99% | 71.03% | 64.57% | 69.40% | 74.39% |
avg refi rate | 6.10% | 3.26% | 2.84% | 3.10% | 4.01% | 4.43% | 4.00% | 3.80% | 3.97% |
% 15 year fixed refinance | 24.88% | 22.56% | 21.26% | 19.74% | 21.81% | 28.59% | 24.60% | 19.77% | |
avg refi rate | 2.54% | 2.36% | 2.67% | 3.49% | 3.81% | 3.24% | 3.05% | 3.20% | |
Avg credit score | 779.23 | 769.56 | 778.03 | 779.04 | 765.36 | 761.83 | 762.64 | 767.30 | 767.08 |
Avg LTV (loan to value) | 35.38% | 35.15% | 38.66% | 41.97% | 40.98% | 39.62% | 42.67% | 43.14% | 50.23% |
Avg DTI (debt to income) | 39.38 | 35.19 | 33.13 | 32.46 | 35.12 | 36.09 | 34.88 | 34.51 | 34.24 |
Avg refinance insurance % | 0.14% | 0.12% | 0.08% | 0.14% | 0.04% | 0.11% | 0.07% | 0.19% |
Best Refinance Brokers around Pacifica, California 94044
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pacifica, California 94044, we have compiled a list of top refinance brokers to assist you in the process.
Chris Lau
Loan Officer
749 W El Camino Real
Mountain View, CA 94044
(650) 969-6215
Chris.Lau@chase.com
Deane Khor
Mortgage Banker
749 W El Camino Real
Mountain View, CA 94044
(165) 062-5842
Deane.Khor@Chase.com
Alex Kasinski
Loan officer
1570 Grant Rd
Mountain View, CA 94044
(650) 965-1413
Alex.Kasinski@usbank.com
Alice Shing
Mortgage Banker
749 W El Camino Real, 1st Flr
Mountain View, CA 94044
(408) 886-4028
Alice.Shing@chase.com
Cheryl Yu
Mortgage Consultant
1350 Bayshore Hwy Ste 740
Burlingame, CA 94044
(415) 609-3003
cyu@gmccloan.com
Address
749 W El Camino Real
Mountain View, CA
Contact
(650) 969-6215
Fax (301) 639-0804
Chris.Lau@chase.com
Address
749 W El Camino Real
Mountain View, CA
Contact
(165) 062-5842
Fax (301) 639-0804
Deane.Khor@Chase.com
Address
1570 Grant Rd
Mountain View, CA
Contact
(650) 965-1413
Fax (301) 639-0804
Alex.Kasinski@usbank.com