Compare Today’s Refinance Rates for Palermo, California 95968
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Palermo, California 95968.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,341 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Palermo and other areas of Butte county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Palermo, California 95968
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Interactive Refinance Rate Projections for Palermo, California 95968
Pureloan has developed an interactive chart to monitor the five largest local lenders in Palermo, CA 95968, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Palermo, California 95968 from 2024 - 2016
The following historical data provides insights into refinancing trends in Palermo, California and the surrounding Butte county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Palermo, California 95968
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Palermo, California 95968, we have compiled a list of top refinance brokers to assist you in the process.
Robin Wight
Mortgage Loan Originator
336 Main St
Quincy, CA 95968
(530) 283-6800
Robin.Wight@plumasbank.com
Michael Summerfield
Loan Officer
507 Main St
Quincy, CA 95968
(530) 906-7199
MSummerfield@summitfunding.net
Shelly Anderson
Home Loan Officer
2760 Esplanade, Suite 120 & 130
Chico, CA 95968
(530) 924-6500
shelly.anderson@homestreet.com
Lynnette Baker
Home Loan Officer
2760 Esplanade, Suite 120 & 130
Chico, CA 95968
(530) 924-6500
lynnette.baker@homestreet.com
Allison Denney
Home Loan Officer
2760 Esplanade, Suite 120 & 130
Chico, CA 95968
(530) 924-6500
allison.denney@homestreet.com
Address
336 Main St
Quincy, CA
Contact
(530) 283-6800
Fax (301) 639-0804
Robin.Wight@plumasbank.com
Address
507 Main St
Quincy, CA
Contact
(530) 906-7199
Fax (301) 639-0804
MSummerfield@summitfunding.net
Address
2760 Esplanade, Suite 120 & 130
Chico, CA
Contact
(530) 924-6500
Fax (301) 639-0804
shelly.anderson@homestreet.com