Compare Today’s Refinance Rates for Palo Cedro, California 96073
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Palo Cedro, California 96073.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,535 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Palo Cedro and other areas of Shasta county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Palo Cedro, California 96073
Become a certified mortgage expert on Pureloan.com
in Palo Cedro, California 96073
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Palo Cedro, California 96073
Pureloan has developed an interactive chart to monitor the five largest local lenders in Palo Cedro, CA 96073, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Palo Cedro, California 96073 from 2024 - 2016
The following historical data provides insights into refinancing trends in Palo Cedro, California and the surrounding Shasta county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 67.31% | 70.68% | 70.42% | 75.95% | 69.89% | 64.15% | 66.59% | 66.98% |
avg refi rate | 6.28% | 3.57% | 3.02% | 3.31% | 4.23% | 4.65% | 4.12% | 3.94% | 4.12% |
% 15 year fixed refinance | 19.23% | 18.11% | 19.50% | 16.20% | 23.12% | 26.95% | 23.16% | 22.48% | |
avg refi rate | 2.70% | 2.42% | 2.85% | 3.73% | 3.87% | 3.50% | 3.21% | 3.43% | |
Avg credit score | 745.83 | 746.65 | 757.96 | 757.57 | 748.55 | 744.95 | 754.71 | 762.80 | 762.11 |
Avg LTV (loan to value) | 61.58% | 57.86% | 64.60% | 68.79% | 70.31% | 68.17% | 67.84% | 69.73% | 70.66% |
Avg DTI (debt to income) | 38.92 | 33.95 | 33.44 | 33.29 | 35.76 | 35.02 | 33.70 | 33.51 | 32.81 |
Avg refinance insurance % | 6.67% | 0.66% | 1.56% | 2.50% | 3.40% | 3.06% | 2.79% | 3.76% | 4.55% |
Best Refinance Brokers around Palo Cedro, California 96073
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Palo Cedro, California 96073, we have compiled a list of top refinance brokers to assist you in the process.
Jean Loosemore
Mortgage Loan Officer
1855 Main St Unit B
Susanville, CA 96073
(209) 320-3400
jloosemore@summitfunding.net
Irene Amodei
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96073
(530) 257-5013
Irene.Amodei@plumasbank.com
Maria Nye
Mortgage Loan Originator
3000 Riverside Dr
Susanville, CA 96073
(530) 257-5013
Maria.Nye@plumasbank.com
Amanda Laudenslayer
Mortgage Loan Originator
510 N Main St
Alturas, CA 96073
(530) 233-1999
Amanda.Laudenslayer@plumasbank.com
Rose Boulade
Mortgage Loan Originator
510 N Main St
Alturas, CA 96073
(530) 233-1999
Rose.Boulade@plumasbank.com
Address
1855 Main St Unit B
Susanville, CA
Contact
(209) 320-3400
Fax (301) 639-0804
jloosemore@summitfunding.net
Address
3000 Riverside Dr
Susanville, CA
Contact
(530) 257-5013
Fax (301) 639-0804
Irene.Amodei@plumasbank.com
Address
3000 Riverside Dr
Susanville, CA
Contact
(530) 257-5013
Fax (301) 639-0804
Maria.Nye@plumasbank.com