Compare Today’s Refinance Rates for Patton, California 92369
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Patton, California 92369.
With a 30-year amortization refinance in Patton and surrounding areas of San Bernardino county, our calculations show that you can expect to save up to $5,385 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Patton, California 92369.
Summary of Average Refinances in Patton, California 92369
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Interactive Refinance Rate Projections for Patton, California 92369
Pureloan has developed an interactive chart to monitor the five largest local lenders in Patton, CA 92369, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Patton, California 92369 from 2024 - 2016
The following historical data provides insights into refinancing trends in Patton, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
| avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
| % 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
| avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
| Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
| Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
| Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
| Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Patton, California 92369
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Patton, California 92369, we have compiled a list of top refinance brokers to assist you in the process.
April Pratt
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92369
(909) 255-7604
aprilp@arrowheadcapitalmortgage.com
Christina Anderson
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92369
(909) 255-7602
christina@arrowheadcapitalmortgage.com
Clint Anderson
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92369
(951) 961-4976
clint@arrowheadcapitalmortgage.com
John Shearer
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92369
(909) 335-0430
johns@arrowheadcapitalmortgage.com
Jerad Burke
Loan Officer
1998 Orange Tree Ln
Redlands, CA 92369
(909) 801-8116
burke@f2kinc.com
Address
1615 Orange Tree Ln Ste 100
Redlands, CA
Contact
(909) 255-7604
Fax (301) 639-0804
aprilp@arrowheadcapitalmortgage.com
Address
1615 Orange Tree Ln Ste 100
Redlands, CA
Contact
(909) 255-7602
Fax (301) 639-0804
christina@arrowheadcapitalmortgage.com
Address
1615 Orange Tree Ln Ste 100
Redlands, CA
Contact
(951) 961-4976
Fax (301) 639-0804
clint@arrowheadcapitalmortgage.com