Compare Today’s Refinance Rates for Petrolia, California 95558
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Petrolia, California 95558.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Petrolia, California 95558. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,086 or $17 per month in Petrolia and other parts of Humboldt county.
Summary of Average Refinances in Petrolia, California 95558
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Interactive Refinance Rate Projections for Petrolia, California 95558
Pureloan has developed an interactive chart to monitor the five largest local lenders in Petrolia, CA 95558, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Petrolia, California 95558 from 2024 - 2016
The following historical data provides insights into refinancing trends in Petrolia, California and the surrounding Humboldt county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
| avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
| % 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
| avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
| Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
| Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
| Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
| Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Petrolia, California 95558
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Petrolia, California 95558, we have compiled a list of top refinance brokers to assist you in the process.
Debra Walker
Mortgage Loan Orginator
135 Main St
Jackson, CA 95558
(209) 223-1162
DWalker@eldoradosavings.com
Doug Bonneau
Mortgage Loan Orginator
135 Main St
Jackson, CA 95558
(209) 223-1162
DBonneau@eldoradosavings.com
Gina Serna
Mortgage Loan Orginator
135 Main St
Jackson, CA 95558
(209) 223-1162
GSerna@eldoradosavings.com
Janice Nyholm
Mortgage Loan Orginator
135 Main St
Jackson, CA 95558
(209) 223-1162
JNyholm@eldoradosavings.com
Joni McSwane
Mortgage Loan Orginator
135 Main St
Jackson, CA 95558
(209) 223-1162
JMcSwane@eldoradosavings.com
Address
135 Main St
Jackson, CA
Contact
(209) 223-1162
Fax (301) 639-0804
DWalker@eldoradosavings.com
Address
135 Main St
Jackson, CA
Contact
(209) 223-1162
Fax (301) 639-0804
DBonneau@eldoradosavings.com
Address
135 Main St
Jackson, CA
Contact
(209) 223-1162
Fax (301) 639-0804
GSerna@eldoradosavings.com