Compare Today’s Refinance Rates for Phillipsville, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Phillipsville, California 95559. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Phillipsville and other areas of Humboldt county, expected lifetime cash savings are $7,900 or $22 / month.

For Phillipsville, California 95559, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Phillipsville, California 95559

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Phillipsville, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Phillipsville, CA 95559, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Phillipsville, CA

Refinance Rates for Phillipsville, California 95559 from 2013 - 2020

Below are historical data on refinancing in Phillipsville, California and around Humboldt county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 66.06% 60.51% 69.14% 70.00% 78.26% 77.04% 72.29% 65.99%
avg refi rate 4.87% 4.49% 3.86% 3.73% 4.44% 4.02% 3.82% 3.94%
% 15 year fixed refinance 26.25% 29.49% 25.40% 24.15% 18.05% 18.62% 22.31% 24.35%
avg refi rate 4.28% 3.80% 3.23% 2.97% 3.49% 3.21% 3.03% 3.19%
Avg credit score 776.79 777.56 778.71 773.69 758.43 762.41 762.78 759.96
Avg LTV (loan to value) 50.58% 51.23% 53.72% 53.82% 60.28% 56.84% 51.55% 49.47%
Avg DTI (debt to income) 32.36 32.00 31.39 32.13 35.10 34.54 33.94 34.87
Avg refinance insurance % 0.10% 0.19% 0.31% 0.48% 0.89% 0.74% 0.54% 0.65%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Phillipsville, California 95559

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Phillipsville, California 95559, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Debra Walker

Mortgage Loan Orginator

135 Main St

Jackson, CA 95559

(209) 223-1162

DWalker@eldoradosavings.com

Doug Bonneau

Mortgage Loan Orginator

135 Main St

Jackson, CA 95559

(209) 223-1162

DBonneau@eldoradosavings.com

Gina Serna

Mortgage Loan Orginator

135 Main St

Jackson, CA 95559

(209) 223-1162

GSerna@eldoradosavings.com

Janice Nyholm

Mortgage Loan Orginator

135 Main St

Jackson, CA 95559

(209) 223-1162

JNyholm@eldoradosavings.com

Joni McSwane

Mortgage Loan Orginator

135 Main St

Jackson, CA 95559

(209) 223-1162

JMcSwane@eldoradosavings.com

Address

135 Main St

Jackson, CA

Contact

(209) 223-1162

Fax (301) 639-0804

DWalker@eldoradosavings.com

Address

135 Main St

Jackson, CA

Contact

(209) 223-1162

Fax (301) 639-0804

DBonneau@eldoradosavings.com

Address

135 Main St

Jackson, CA

Contact

(209) 223-1162

Fax (301) 639-0804

GSerna@eldoradosavings.com

Refinancing News for Phillipsville, California 95559