Compare Today’s Refinance Rates for Piedmont, California 94620
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Piedmont, California 94620.
With a 30-year amortization refinance in Piedmont and surrounding areas of Alameda county, our calculations show that you can expect to save up to $179,612 over the lifetime of your mortgage, or a monthly savings of $499. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Piedmont, California 94620.
Summary of Average Refinances in Piedmont, California 94620
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Interactive Refinance Rate Projections for Piedmont, California 94620
Pureloan has developed an interactive chart to monitor the five largest local lenders in Piedmont, CA 94620, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Piedmont, California 94620 from 2024 - 2016
The following historical data provides insights into refinancing trends in Piedmont, California and the surrounding Alameda county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
| avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
| % 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
| avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
| Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
| Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
| Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
| Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Piedmont, California 94620
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Piedmont, California 94620, we have compiled a list of top refinance brokers to assist you in the process.
Tom Roberts
Branch Manager
1451 Leimert Blvd
Oakland, CA 94620
(510) 531-7005
troberts@rpm-mtg.com
Lien Banh
Home Mortgage Consultant
500 12th St Ste 150
Oakland, CA 94620
(510) 267-1337
sally.c.banh@wellsfargo.com
Nathaniel Orolfo
Home Mortgage Consultant
500 12th St Ste 150
Oakland, CA 94620
(510) 267-1337
nathaniel.h.orolfo@wellsfargo.com
Marvin Evans
Home Mortgage Consultant
500 12th St Ste 150
Oakland, CA 94620
(510) 267-1337
marvin.evans@wellsfargo.com
Daniel Lee
Home Mortgage Consultant
500 12th St Ste 150
Oakland, CA 94620
(510) 267-1310
Daniel.Lee2@wellsfargo.com
Address
1451 Leimert Blvd
Oakland, CA
Contact
(510) 531-7005
Fax (301) 639-0804
troberts@rpm-mtg.com
Address
500 12th St Ste 150
Oakland, CA
Contact
(510) 267-1337
Fax (301) 639-0804
sally.c.banh@wellsfargo.com
Address
500 12th St Ste 150
Oakland, CA
Contact
(510) 267-1337
Fax (301) 639-0804
nathaniel.h.orolfo@wellsfargo.com