Compare Today’s Refinance Rates for Pilot Hill, California 95664
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Pilot Hill, California 95664.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Pilot Hill, California 95664. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,561 or $24 per month in Pilot Hill and other parts of El Dorado county.
Summary of Average Refinances in Pilot Hill, California 95664
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Interactive Refinance Rate Projections for Pilot Hill, California 95664
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pilot Hill, CA 95664, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pilot Hill, California 95664 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pilot Hill, California and the surrounding El Dorado county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Pilot Hill, California 95664
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pilot Hill, California 95664, we have compiled a list of top refinance brokers to assist you in the process.
Beth McNaughtan
Mortgage Loan Orginator
20146 State Highway 88
Pine Grove, CA 95664
(209) 296-7100
BMcNaughtan@eldoradosavings.com
Jacquie Oliver
Mortgage Loan Orginator
20146 State Highway 88
Pine Grove, CA 95664
(209) 296-7100
JOliver@eldoradosavings.com
Cheryl Dillian-Stephens
Mortgage Loan Orginator
18726 State Highway 49
Plymouth, CA 95664
(209) 245-3000
CDillian-Stephens@eldoradosavings.com
Barbara Headley
Mortgage Loan Orginator
18726 State Highway 49
Plymouth, CA 95664
(209) 245-3000
BHeadley@eldoradosavings.com
Becky Holm
Mortgage Loan Orginator
4040 El Dorado Rd
Placerville, CA 95664
(530) 622-1492
BHolm@eldoradosavings.com
Address
20146 State Highway 88
Pine Grove, CA
Contact
(209) 296-7100
Fax (301) 639-0804
BMcNaughtan@eldoradosavings.com
Address
20146 State Highway 88
Pine Grove, CA
Contact
(209) 296-7100
Fax (301) 639-0804
JOliver@eldoradosavings.com
Address
18726 State Highway 49
Plymouth, CA
Contact
(209) 245-3000
Fax (301) 639-0804
CDillian-Stephens@eldoradosavings.com