Compare Today’s Refinance Rates for Pine Grove, California 95665
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pine Grove, California 95665.
With a 30-year amortization refinance in Pine Grove and surrounding areas of Amador county, our calculations show that you can expect to save up to $5,906 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pine Grove, California 95665.
Summary of Average Refinances in Pine Grove, California 95665
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Interactive Refinance Rate Projections for Pine Grove, California 95665
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pine Grove, CA 95665, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pine Grove, California 95665 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pine Grove, California and the surrounding Amador county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Pine Grove, California 95665
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pine Grove, California 95665, we have compiled a list of top refinance brokers to assist you in the process.
Cher Wolin
Loan Officer
20146 Highway 88
Pine Grove, CA 95665
(209) 296-7100
cwolin@eldoradosavings.com
Julie Keith
Loan Officer
20146 Highway 88
Pine Grove, CA 95665
(209) 296-7100
jkeith@eldoradosavings.com
Jacquie Oliver
Mortgage Loan Orginator
20146 State Highway 88
Pine Grove, CA 95665
(209) 296-7100
JOliver@eldoradosavings.com
Beth McNaughtan
Mortgage Loan Orginator
20146 State Highway 88
Pine Grove, CA 95665
(209) 296-7100
BMcNaughtan@eldoradosavings.com
Julie Yarbrough
Loan Officer
6810 Five Star Blvd Ste 100
Rocklin, CA 95665
(916) 508-5626
jyarbrough@fivestarbank.com
Address
20146 Highway 88
Pine Grove, CA
Contact
(209) 296-7100
Fax (301) 639-0804
cwolin@eldoradosavings.com
Address
20146 Highway 88
Pine Grove, CA
Contact
(209) 296-7100
Fax (301) 639-0804
jkeith@eldoradosavings.com
Address
20146 State Highway 88
Pine Grove, CA
Contact
(209) 296-7100
Fax (301) 639-0804
JOliver@eldoradosavings.com