Compare Today’s Refinance Rates for Pine Valley, California 91962
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pine Valley, California 91962.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,385 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Pine Valley and other areas of San Diego county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Pine Valley, California 91962
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Interactive Refinance Rate Projections for Pine Valley, California 91962
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pine Valley, CA 91962, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pine Valley, California 91962 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pine Valley, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 93.75% | 76.67% | 78.24% | 79.11% | 85.28% | 80.21% | 76.83% | 77.47% | 78.34% |
| avg refi rate | 5.95% | 3.34% | 2.87% | 3.17% | 4.03% | 4.49% | 4.12% | 3.86% | 4.06% |
| % 15 year fixed refinance | 11.66% | 12.83% | 11.17% | 8.83% | 11.57% | 15.13% | 14.21% | 13.99% | |
| avg refi rate | 2.69% | 2.34% | 2.69% | 3.54% | 3.76% | 3.30% | 3.09% | 3.27% | |
| Avg credit score | 727.31 | 744.81 | 757.36 | 760.79 | 751.51 | 740.33 | 746.50 | 752.04 | 752.21 |
| Avg LTV (loan to value) | 55.25% | 54.42% | 60.37% | 64.07% | 69.10% | 66.45% | 66.05% | 66.34% | 69.16% |
| Avg DTI (debt to income) | 37.88 | 39.77 | 35.72 | 35.47 | 38.77 | 38.14 | 36.52 | 35.82 | 36.32 |
| Avg refinance insurance % | 2.31% | 0.79% | 1.34% | 2.07% | 4.11% | 2.29% | 2.54% | 2.18% | 2.73% |
Best Refinance Brokers around Pine Valley, California 91962
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pine Valley, California 91962, we have compiled a list of top refinance brokers to assist you in the process.
Brenda Dizon
Loan Agent
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA 91962
(760) 803-6562
bdizon@rpm-mtg.com
Brett Jerhoff
Loan Officer
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA 91962
(619) 847-6196
bjerhoff@rpm-mtg.com
Brian Bright
CA Mortgage Consultant
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA 91962
(858) 449-8545
bbright@rpm-mtg.com
Dave Cowen
Loan Agent
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA 91962
(858) 385-1645
dcowen@rpm-mtg.com
David Pennington
Private Mortgage Banker
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA 91962
(619) 994-9723
dpennington@rpm-mtg.com
Address
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA
Contact
(760) 803-6562
Fax (301) 639-0804
bdizon@rpm-mtg.com
Address
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA
Contact
(619) 847-6196
Fax (301) 639-0804
bjerhoff@rpm-mtg.com
Address
2187 Newcastle Ave Ste 201
Cardiff By The Sea, CA
Contact
(858) 449-8545
Fax (301) 639-0804
bbright@rpm-mtg.com