Compare Today’s Refinance Rates for Pinole, California 94564
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pinole, California 94564.
With a 30-year amortization refinance in Pinole and surrounding areas of Contra Costa county, our calculations show that you can expect to save up to $10,338 over the lifetime of your mortgage, or a monthly savings of $29. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pinole, California 94564.
37.996903
-122.287477
39190
Summary of Average Refinances in Pinole, California 94564
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Pinole, California 94564
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Pinole, California 94564
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pinole, CA 94564, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pinole, California 94564 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pinole, California and the surrounding Contra Costa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
| avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
| % 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
| avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
| Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
| Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
| Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
| Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Pinole, California 94564
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pinole, California 94564, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Brian Wieber
Loan Officer
2352 San Pablo Ave
Pinole, CA 94564
(510) 329-5363
bwieber@lhfinancial.com
Renee Tucker
Loan Officer
2352 San Pablo Ave
Pinole, CA 94564
(510) 682-3990
rtucker@lhfinancial.com
Robert Lewis
Loan Officer
2352 San Pablo Ave
Pinole, CA 94564
(510) 367-6793
blewis@lhfinancial.com
Lanny Clark
Branch Manager
2352 San Pablo Ave
Pinole, CA 94564
(510) 964-0620 Ext201
lanny@lhfinancial.com
Brenna Clark
Branch Manager
2352 San Pablo Ave
Pinole, CA 94564
(510) 964-0620 Ext206
bclark@lhfinancial.com
Address
2352 San Pablo Ave
Pinole, CA
Contact
(510) 329-5363
Fax (301) 639-0804
bwieber@lhfinancial.com
Address
2352 San Pablo Ave
Pinole, CA
Contact
(510) 682-3990
Fax (301) 639-0804
rtucker@lhfinancial.com
Address
2352 San Pablo Ave
Pinole, CA
Contact
(510) 367-6793
Fax (301) 639-0804
blewis@lhfinancial.com