Compare Today’s Refinance Rates for Placentia, California 92870
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Placentia, California 92870.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Placentia, California 92870. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,791 or $36 per month in Placentia and other parts of Orange county.
Summary of Average Refinances in Placentia, California 92870
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Interactive Refinance Rate Projections for Placentia, California 92870
Pureloan has developed an interactive chart to monitor the five largest local lenders in Placentia, CA 92870, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Placentia, California 92870 from 2024 - 2016
The following historical data provides insights into refinancing trends in Placentia, California and the surrounding Orange county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Placentia, California 92870
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Placentia, California 92870, we have compiled a list of top refinance brokers to assist you in the process.
Joel Leal
Mortgage Consultant
850 N Rose Dr., Ste E-9
Placentia, CA 92870
Joel.Leal@unionbank.com
Ruben Garcia
Loan officer
201 E Yorba Linda Blvd
Placentia, CA 92870
(714) 474-5753
Ruben.Garcia@usbank.com
Pamela Henry
Loan officer
201 E Yorba Linda Blvd
Placentia, CA 92870
(714) 984-2623
Pamela.Henry@usbank.com
Debra Herrera
Loan officer
201 E Yorba Linda Blvd
Placentia, CA 92870
(909) 992-8430
Debra.Herrera@usbank.com
Adam Encinas
Loan officer
201 E Yorba Linda Blvd
Placentia, CA 92870
(949) 800-9296
Adam.Encinas@usbank.com
Address
850 N Rose Dr., Ste E-9
Placentia, CA
Contact
Fax (301) 639-0804
Joel.Leal@unionbank.com
Address
201 E Yorba Linda Blvd
Placentia, CA
Contact
(714) 474-5753
Fax (301) 639-0804
Ruben.Garcia@usbank.com
Address
201 E Yorba Linda Blvd
Placentia, CA
Contact
(714) 984-2623
Fax (301) 639-0804
Pamela.Henry@usbank.com