Compare Today’s Refinance Rates for Pleasanton, California 94588
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Pleasanton, California 94588.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Pleasanton, California 94588. For 30-year amortization refinancing, you can expect lifetime cash savings of $19,275 or $54 per month in Pleasanton and other parts of Alameda county.
Summary of Average Refinances in Pleasanton, California 94588
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Interactive Refinance Rate Projections for Pleasanton, California 94588
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pleasanton, CA 94588, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pleasanton, California 94588 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pleasanton, California and the surrounding Alameda county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
| avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
| % 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
| avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
| Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
| Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
| Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
| Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Pleasanton, California 94588
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pleasanton, California 94588, we have compiled a list of top refinance brokers to assist you in the process.
Andrei Tuason
Loan Officer
5050 Hopyard Rd
Pleasanton, CA 94588
(650) 799-8251
atuason@patelco.org
Jorge Rodriguez
Loan Officer
5050 Hopyard Rd
Pleasanton, CA 94588
(925) 847-3627
jorodriguez@patelco.org
Michael Rea
Loan Officer
5050 Hopyard Rd
Pleasanton, CA 94588
(650) 269-9994
mdelarea@patelco.org
Mitch Guerra
Mortgage Consultant
6774 Bernal Ave., Ste. 310
Pleasanton, CA 94588
(925) 785-4022
mitch.guerra@unionbank.com
Najib Rahmatti
Loan Officer
5050 Hopyard Rd
Pleasanton, CA 94588
(925) 580-2262
nrahmatti@patelco.org
Address
5050 Hopyard Rd
Pleasanton, CA
Contact
(650) 799-8251
Fax (301) 639-0804
atuason@patelco.org
Address
5050 Hopyard Rd
Pleasanton, CA
Contact
(925) 847-3627
Fax (301) 639-0804
jorodriguez@patelco.org
Address
5050 Hopyard Rd
Pleasanton, CA
Contact
(650) 269-9994
Fax (301) 639-0804
mdelarea@patelco.org