Compare Today’s Refinance Rates for Point Reyes Station, California 94956
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Point Reyes Station, California 94956.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $19,275 over the lifetime of your mortgage, which translates to a monthly savings of $54 in Point Reyes Station and other areas of Marin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Point Reyes Station, California 94956
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Interactive Refinance Rate Projections for Point Reyes Station, California 94956
Pureloan has developed an interactive chart to monitor the five largest local lenders in Point Reyes Station, CA 94956, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Point Reyes Station, California 94956 from 2024 - 2016
The following historical data provides insights into refinancing trends in Point Reyes Station, California and the surrounding Marin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around Point Reyes Station, California 94956
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Point Reyes Station, California 94956, we have compiled a list of top refinance brokers to assist you in the process.
James Elliott
Branch Manager
324 Sir Francis Drake Blvd,
San Anselmo, CA 94956
(415) 800-0983
james.elliott@rate.com
Brett McGovern
Chief Executive Officer
28 Liberty Ship Way, Ste 2800
Sausalito, CA 94956
(855) 428-2201
bMcGovern@bayeq.com
Casey McGovern
President and Chief Production Officer
29 Liberty Ship Way, Ste 2800
Sausalito, CA 94956
(855) 428-2201
cMcGovern@bayeq.com
John Marler
Executive Vice President, Marketing & Communications
35 Liberty Ship Way, Ste 2800
Sausalito, CA 94956
(855) 428-2201
jMarler@bayeq.com
Jon McGovern
Chief Business Development Officer
30 Liberty Ship Way, Ste 2800
Sausalito, CA 94956
(855) 428-2201
jMcGovern@bayeq.com
Address
324 Sir Francis Drake Blvd,
San Anselmo, CA
Contact
(415) 800-0983
Fax (301) 639-0804
james.elliott@rate.com
Address
28 Liberty Ship Way, Ste 2800
Sausalito, CA
Contact
(855) 428-2201
Fax (301) 639-0804
bMcGovern@bayeq.com
Address
29 Liberty Ship Way, Ste 2800
Sausalito, CA
Contact
(855) 428-2201
Fax (301) 639-0804
cMcGovern@bayeq.com