Compare Today’s Refinance Rates for Posey, California 93260
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Posey, California 93260.
With a 30-year amortization refinance in Posey and surrounding areas of Kern county, our calculations show that you can expect to save up to $6,801 over the lifetime of your mortgage, or a monthly savings of $19. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Posey, California 93260.
Summary of Average Refinances in Posey, California 93260
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Interactive Refinance Rate Projections for Posey, California 93260
Pureloan has developed an interactive chart to monitor the five largest local lenders in Posey, CA 93260, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Posey, California 93260 from 2024 - 2016
The following historical data provides insights into refinancing trends in Posey, California and the surrounding Kern county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Posey, California 93260
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Posey, California 93260, we have compiled a list of top refinance brokers to assist you in the process.
Robert Russo
Loan Officer
3500 Coffee Rd Ste B
Bakersfield, CA 93260
(661) 716-1260
bakersfieldsrefiguy@hotmail.com
Adolph Gonzales
Loan Officer
4450 California Ave
Bakersfield, CA 93260
(661) 398-2272 Ext502
adolph@m1re.com
Justice Gonzales
Loan Officer
4450 California Ave
Bakersfield, CA 93260
(661) 398-2272
justice@m1re.com
Angelica Gonzales
Loan Officer
4450 California Ave
Bakersfield, CA 93260
(661) 398-2272 Ext505
angelica@m1re.com
Daisy Veronica Medina
Loan Officer
4900 California Ave Ste 410B
Bakersfield, CA 93260
(661) 328-9300
vmedina@themortgagehouse.com
Address
3500 Coffee Rd Ste B
Bakersfield, CA
Contact
(661) 716-1260
Fax (301) 639-0804
bakersfieldsrefiguy@hotmail.com
Address
4450 California Ave
Bakersfield, CA
Contact
(661) 398-2272 Ext502
Fax (301) 639-0804
adolph@m1re.com
Address
4450 California Ave
Bakersfield, CA
Contact
(661) 398-2272
Fax (301) 639-0804
justice@m1re.com