Compare Today’s Refinance Rates for Poway, California 92064
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Poway, California 92064.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,492 over the lifetime of your mortgage, which translates to a monthly savings of $37 in Poway and other areas of San Diego county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Poway, California 92064
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Interactive Refinance Rate Projections for Poway, California 92064
Pureloan has developed an interactive chart to monitor the five largest local lenders in Poway, CA 92064, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Poway, California 92064 from 2024 - 2016
The following historical data provides insights into refinancing trends in Poway, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.97% | 72.77% | 79.26% | 79.60% | 85.24% | 81.44% | 78.04% | 79.13% | 80.13% |
avg refi rate | 6.26% | 3.33% | 2.85% | 3.13% | 3.99% | 4.47% | 4.07% | 3.84% | 4.03% |
% 15 year fixed refinance | 3.03% | 16.64% | 12.42% | 12.07% | 7.87% | 12.29% | 15.45% | 14.27% | 13.88% |
avg refi rate | 5.38% | 2.57% | 2.34% | 2.66% | 3.47% | 3.82% | 3.21% | 3.11% | 3.25% |
Avg credit score | 750.36 | 752.61 | 765.73 | 770.56 | 757.95 | 745.08 | 751.57 | 758.71 | 758.44 |
Avg LTV (loan to value) | 55.67% | 50.20% | 57.69% | 60.29% | 66.94% | 62.70% | 62.86% | 63.63% | 65.63% |
Avg DTI (debt to income) | 41.64 | 37.72 | 34.85 | 34.06 | 36.61 | 38.02 | 36.48 | 35.46 | 35.36 |
Avg refinance insurance % | 2.64% | 0.46% | 1.11% | 1.63% | 3.54% | 1.97% | 1.77% | 1.85% | 1.88% |
Best Refinance Brokers around Poway, California 92064
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Poway, California 92064, we have compiled a list of top refinance brokers to assist you in the process.
Andrew Dasinger
Mortgage Banker
12380 Poway Rd,
Poway, CA 92064
(760) 458-9536
Andrew.Dasinger@chase.com
Andrew Dasinger
Loan Officer
12380 Poway Rd
Poway, CA 92064
(760) 458-9536
Andrew.A.Dasinger@chase.com
Maksim Ivanchuk
Loan officer
13395 Poway Road
San Diego, CA 92064
(858) 391-7046
Maksim.Ivanchuk@usbank.com
Sid Kizy
Mortgage Banker
1467 Main St
Ramona, CA 92064
(176) 094-1465
Sid.Kizy@Chase.com
Adam Shaw
Home Mortgage Consultant
6046 El Tordo Street Suite 1A
Rancho Santa Fe, CA 92064
(858) 756-8673
adam.shaw@wellsfargo.com
Address
12380 Poway Rd,
Poway, CA
Contact
(760) 458-9536
Fax (301) 639-0804
Andrew.Dasinger@chase.com
Address
12380 Poway Rd
Poway, CA
Contact
(760) 458-9536
Fax (301) 639-0804
Andrew.A.Dasinger@chase.com
Address
13395 Poway Road
San Diego, CA
Contact
(858) 391-7046
Fax (301) 639-0804
Maksim.Ivanchuk@usbank.com