Compare Today’s Refinance Rates for Raisin City, California 93652
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Raisin City, California 93652.
With a 30-year amortization refinance in Raisin City and surrounding areas of Fresno county, our calculations show that you can expect to save up to $6,801 over the lifetime of your mortgage, or a monthly savings of $19. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Raisin City, California 93652.
Summary of Average Refinances in Raisin City, California 93652
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Interactive Refinance Rate Projections for Raisin City, California 93652
Pureloan has developed an interactive chart to monitor the five largest local lenders in Raisin City, CA 93652, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Raisin City, California 93652 from 2024 - 2016
The following historical data provides insights into refinancing trends in Raisin City, California and the surrounding Fresno county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.30% | 70.38% | 75.72% | 79.04% | 82.07% | 76.06% | 75.38% | 78.41% | 78.67% |
avg refi rate | 6.19% | 3.29% | 2.85% | 3.14% | 3.98% | 4.46% | 4.07% | 3.85% | 4.04% |
% 15 year fixed refinance | 4.35% | 17.89% | 13.81% | 12.02% | 10.73% | 13.38% | 16.55% | 14.35% | 12.31% |
avg refi rate | 5.63% | 2.53% | 2.33% | 2.66% | 3.39% | 3.82% | 3.28% | 3.13% | 3.28% |
Avg credit score | 735.91 | 749.38 | 763.36 | 769.12 | 756.34 | 744.68 | 753.27 | 757.37 | 756.71 |
Avg LTV (loan to value) | 52.61% | 53.45% | 59.17% | 62.42% | 67.77% | 65.34% | 65.04% | 64.48% | 66.78% |
Avg DTI (debt to income) | 36.13 | 36.86 | 35.06 | 34.88 | 36.89 | 38.15 | 36.76 | 35.69 | 36.33 |
Avg refinance insurance % | 2.35% | 0.57% | 1.28% | 1.70% | 3.15% | 2.18% | 1.74% | 1.60% | 1.94% |
Best Refinance Brokers around Raisin City, California 93652
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Raisin City, California 93652, we have compiled a list of top refinance brokers to assist you in the process.
Veronica Barragan
Loan Officer
1015 G St
Reedley, CA 93652
(559) 638-3338
veronica@ccmloans.com
Elaine Loftis
Loan Officer
1015 G St
Reedley, CA 93652
(559) 638-3338
elaine@ccmloans.com
Rick Ammon
Senior Loan Officer
2630 Croydon Drive,
Sanger, CA 93652
(316) 554-2850
RAmmon@houseloan.com
Christopher Beahm
Senior Loan Officer
2630 Croydon Drive,
Sanger, CA 93652
(314) 995-9919
CBeahm@houseloan.com
Jack Buck
Senior Loan Officer
2630 Croydon Drive,
Sanger, CA 93652
(314) 995-9919
JBuck@houseloan.com
Address
1015 G St
Reedley, CA
Contact
(559) 638-3338
Fax (301) 639-0804
veronica@ccmloans.com
Address
1015 G St
Reedley, CA
Contact
(559) 638-3338
Fax (301) 639-0804
elaine@ccmloans.com
Address
2630 Croydon Drive,
Sanger, CA
Contact
(316) 554-2850
Fax (301) 639-0804
RAmmon@houseloan.com