Compare Today’s Refinance Rates for Rancho Cordova, California 95670
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rancho Cordova, California 95670.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rancho Cordova, California 95670. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,246 or $17 per month in Rancho Cordova and other parts of Sacramento county.
Summary of Average Refinances in Rancho Cordova, California 95670
Become a certified mortgage expert on Pureloan.com
in Rancho Cordova, California 95670
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Rancho Cordova, California 95670
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rancho Cordova, CA 95670, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rancho Cordova, California 95670 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rancho Cordova, California and the surrounding Sacramento county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Rancho Cordova, California 95670
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rancho Cordova, California 95670, we have compiled a list of top refinance brokers to assist you in the process.
Kenneth Wilburn
Mortgage Loan Originator
2882 Prospect Park, Suite 100
Rancho Cordova, CA 95670
(916) 974-4159
kwilburn@teamvitek.com
Luke Spates
Mortgage Loan Originator
2882 Prospect Park, Suite 100
Rancho Cordova, CA 95670
(916) 974-4177
lspates@teamvitek.com
Lucero Serrano
Mortgage Loan Originator
2882 Prospect Park, Suite 100
Rancho Cordova, CA 95670
(916) 974-4178
lserrano@teamvitek.com
Daniel Garza
Mortgage Loan Originator
2882 Prospect Park, Suite 100
Rancho Cordova, CA 95670
(916) 974-4160
dgarza@teamvitek.com
Scott Muller
Loan officer
3217 Zinfandel Drive
Rancho Cordova, CA 95670
(916) 793-5638
Scott.Muller@usbank.com
Address
2882 Prospect Park, Suite 100
Rancho Cordova, CA
Contact
(916) 974-4159
Fax (301) 639-0804
kwilburn@teamvitek.com
Address
2882 Prospect Park, Suite 100
Rancho Cordova, CA
Contact
(916) 974-4177
Fax (301) 639-0804
lspates@teamvitek.com
Address
2882 Prospect Park, Suite 100
Rancho Cordova, CA
Contact
(916) 974-4178
Fax (301) 639-0804
lserrano@teamvitek.com