Compare Today’s Refinance Rates for Redondo Beach, California 90277
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Redondo Beach, California 90277.
With a 30-year amortization refinance in Redondo Beach and surrounding areas of Los Angeles county, our calculations show that you can expect to save up to $19,275 over the lifetime of your mortgage, or a monthly savings of $54. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Redondo Beach, California 90277.
Summary of Average Refinances in Redondo Beach, California 90277
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Interactive Refinance Rate Projections for Redondo Beach, California 90277
Pureloan has developed an interactive chart to monitor the five largest local lenders in Redondo Beach, CA 90277, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Redondo Beach, California 90277 from 2024 - 2016
The following historical data provides insights into refinancing trends in Redondo Beach, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 70.64% | 76.46% | 79.40% | 85.69% | 81.32% | 77.03% | 78.05% | 77.51% |
avg refi rate | 6.15% | 3.46% | 2.90% | 3.20% | 4.11% | 4.55% | 4.11% | 3.89% | 4.07% |
% 15 year fixed refinance | 6.67% | 19.07% | 15.10% | 12.84% | 8.51% | 12.40% | 14.85% | 14.93% | 14.59% |
avg refi rate | 5.75% | 2.73% | 2.40% | 2.71% | 3.52% | 3.82% | 3.35% | 3.14% | 3.35% |
Avg credit score | 742.00 | 763.29 | 767.08 | 767.66 | 752.77 | 742.20 | 749.73 | 757.22 | 757.37 |
Avg LTV (loan to value) | 42.77% | 45.99% | 49.59% | 53.00% | 59.47% | 56.62% | 54.33% | 56.56% | 59.02% |
Avg DTI (debt to income) | 38.30 | 38.19 | 35.58 | 35.22 | 37.08 | 39.13 | 37.44 | 35.96 | 36.33 |
Avg refinance insurance % | 0.39% | 0.48% | 0.63% | 1.45% | 0.90% | 0.60% | 0.64% | 0.75% |
Best Refinance Brokers around Redondo Beach, California 90277
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Redondo Beach, California 90277, we have compiled a list of top refinance brokers to assist you in the process.
Thomas Johnson
Mortgage Banker
246 S Pacific Coast Hwy
Redondo Beach, CA 90277
(844) 217-0900
Thomas.Johnson@chase.com
Ren Ferrel
Mortgage Banker
246 S Pacific Coast Hwy
Redondo Beach, CA 90277
(310) 316-8592
Ren.Ferrel@chase.com
Richard Duarte
Mortgage Lenders
700 N Pacific Coast Hwy
Redondo Beach, CA 90277
(310) 374-1555
rduarte@communitywestbank.com
Renato Ferrel
Mortgage Banker
1600 S Pacific Coast Hwy
Redondo Beach, CA 90277
(131) 031-6859
Renato.Ferrel@Chase.com
Samantha DeSantos
Mortgage Banker
1600 S Pacific Coast Hwy
Redondo Beach, CA 90277
(131) 031-6859
Samantha.DeSantos@Chase.com
Address
246 S Pacific Coast Hwy
Redondo Beach, CA
Contact
(844) 217-0900
Fax (301) 639-0804
Thomas.Johnson@chase.com
Address
246 S Pacific Coast Hwy
Redondo Beach, CA
Contact
(310) 316-8592
Fax (301) 639-0804
Ren.Ferrel@chase.com
Address
700 N Pacific Coast Hwy
Redondo Beach, CA
Contact
(310) 374-1555
Fax (301) 639-0804
rduarte@communitywestbank.com