Compare Today’s Refinance Rates for Rescue, California 95672
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rescue, California 95672.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,207 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Rescue and other areas of El Dorado county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Rescue, California 95672
Become a certified mortgage expert on Pureloan.com
in Rescue, California 95672
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Rescue, California 95672
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rescue, CA 95672, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rescue, California 95672 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rescue, California and the surrounding El Dorado county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Rescue, California 95672
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rescue, California 95672, we have compiled a list of top refinance brokers to assist you in the process.
Julie Yarbrough
Loan Officer
6810 Five Star Blvd Ste 100
Rocklin, CA 95672
(916) 508-5626
jyarbrough@fivestarbank.com
Kim Loewen
Loan officer
12 S Grant St
Roseville, CA 95672
(916) 781-8387
kim@homes4veterans.com
Craig Beechum
Mortgage Consultant
12 S Grant St
Roseville, CA 95672
(916) 781-9999
craig@homes4veterans.com
Benita Tadena
Branch Manager
915 Highland Pointe Dr Ste 250
Roseville, CA 95672
(916) 241-3885
benita.tadena@guaranteedrate.com
Tom Smith
Vice President of Mortgage Lending
915 Highland Pointe Dr Ste 250
Roseville, CA 95672
(916) 501-3919
smith.thomas@guaranteedrate.com
Address
6810 Five Star Blvd Ste 100
Rocklin, CA
Contact
(916) 508-5626
Fax (301) 639-0804
jyarbrough@fivestarbank.com
Address
12 S Grant St
Roseville, CA
Contact
(916) 781-8387
Fax (301) 639-0804
kim@homes4veterans.com
Address
12 S Grant St
Roseville, CA
Contact
(916) 781-9999
Fax (301) 639-0804
craig@homes4veterans.com