Compare Today’s Refinance Rates for Rialto, California 92377
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rialto, California 92377.
With a 30-year amortization refinance in Rialto and surrounding areas of San Bernardino county, our calculations show that you can expect to save up to $6,086 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Rialto, California 92377.
Summary of Average Refinances in Rialto, California 92377
Become a certified mortgage expert on Pureloan.com
in Rialto, California 92377
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Rialto, California 92377
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rialto, CA 92377, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rialto, California 92377 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rialto, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Rialto, California 92377
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rialto, California 92377, we have compiled a list of top refinance brokers to assist you in the process.
Lorena Gracia
Loan officer
101 E Foothill Blvd
Rialto, CA 92377
(909) 879-0085
Lorena.Gracia@chase.com
Luciano Olivo
Home Mortgage Consultant
334 W 3rd St Fl 3RD
San Bernardino, CA 92377
(909) 388-5027
luciano.olivo@wellsfargo.com
Irasema Rascon
Home Mortgage Consultant
334 W 3rd St Fl 3RD
San Bernardino, CA 92377
(909) 388-5027
Irasema.I.Rascon@WellsFargo.com
Tandi Smith-Abel
Home Mortgage Consultant
334 W 3rd St Fl 3RD
San Bernardino, CA 92377
(909) 388-5027
tandi.smith@wellsfargo.com
Jessica Curenton
Mortgage Banker
330 N D St
San Bernardino, CA 92377
(190) 988-1984
Jessica.Curenton@Chase.com
Address
101 E Foothill Blvd
Rialto, CA
Contact
(909) 879-0085
Fax (301) 639-0804
Lorena.Gracia@chase.com
Address
334 W 3rd St Fl 3RD
San Bernardino, CA
Contact
(909) 388-5027
Fax (301) 639-0804
luciano.olivo@wellsfargo.com
Address
334 W 3rd St Fl 3RD
San Bernardino, CA
Contact
(909) 388-5027
Fax (301) 639-0804
Irasema.I.Rascon@WellsFargo.com