Compare Today’s Refinance Rates for Rio Dell, California 95562
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rio Dell, California 95562.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rio Dell, California 95562. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,961 or $14 per month in Rio Dell and other parts of Humboldt county.
Summary of Average Refinances in Rio Dell, California 95562
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Interactive Refinance Rate Projections for Rio Dell, California 95562
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rio Dell, CA 95562, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rio Dell, California 95562 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rio Dell, California and the surrounding Humboldt county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Rio Dell, California 95562
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rio Dell, California 95562, we have compiled a list of top refinance brokers to assist you in the process.
Debra Walker
Mortgage Loan Orginator
135 Main St
Jackson, CA 95562
(209) 223-1162
DWalker@eldoradosavings.com
Doug Bonneau
Mortgage Loan Orginator
135 Main St
Jackson, CA 95562
(209) 223-1162
DBonneau@eldoradosavings.com
Gina Serna
Mortgage Loan Orginator
135 Main St
Jackson, CA 95562
(209) 223-1162
GSerna@eldoradosavings.com
Janice Nyholm
Mortgage Loan Orginator
135 Main St
Jackson, CA 95562
(209) 223-1162
JNyholm@eldoradosavings.com
Joni McSwane
Mortgage Loan Orginator
135 Main St
Jackson, CA 95562
(209) 223-1162
JMcSwane@eldoradosavings.com
Address
135 Main St
Jackson, CA
Contact
(209) 223-1162
Fax (301) 639-0804
DWalker@eldoradosavings.com
Address
135 Main St
Jackson, CA
Contact
(209) 223-1162
Fax (301) 639-0804
DBonneau@eldoradosavings.com
Address
135 Main St
Jackson, CA
Contact
(209) 223-1162
Fax (301) 639-0804
GSerna@eldoradosavings.com