Compare Today’s Refinance Rates for Riverside, California

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Riverside, California 92522. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Riverside and surrounding areas of Riverside county, expected lifetime cash savings are $42,153 or $117 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Riverside, California 92522.

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Summary of Average Refinance Terms in Riverside, California 92522

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Riverside, California 92522 from 2012 - 2019

Below are historical data on refinancing in Riverside, California and around Riverside county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 70.15% 67.03% 71.32% 76.97% 80.16% 79.72% 79.05% 74.77%
avg refi rate 4.84% 4.52% 3.88% 3.74% 4.45% 4.05% 3.83% 3.97%
% 15 year fixed refinance 22.17% 23.38% 21.44% 18.00% 13.76% 14.17% 14.34% 18.49%
avg refi rate 4.26% 3.84% 3.28% 3.05% 3.54% 3.26% 3.11% 3.13%
% 10 year fixed refinance 2.27% 3.20% 2.43% 1.22% 1.11% 0.56% 0.29% 0.27%
avg refi rate 4.14% 3.70% 3.16% 2.97% 3.49% 3.26% 3.10% 3.47%
Avg credit score 774.20 774.45 777.97 770.24 752.92 758.49 758.68 754.69
Avg LTV (loan to value) 56.20% 58.01% 58.80% 62.12% 67.64% 65.82% 63.38% 61.15%
Avg Combined LTV (loan to value) 58.30% 60.16% 60.34% 63.49% 69.06% 67.03% 64.21% 62.49%
Avg DTI (debt to income) 33.23 33.18 31.98 33.14 35.62 35.36 35.48 35.93
Avg refinance insurance % 0.30% 0.68% 0.76% 1.45% 2.16% 2.00% 1.86% 1.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Riverside, California 92522

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Riverside, California 92522, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Stacy Loreto

VP

3756 Central Avenue

Riverside, CA 92522

(951) 782-6132

sloreto@myprovident.com

Martin Hershey

VP

3756 Central Avenue

Riverside, CA 92522

(951) 782-6132

mhershey@myprovident.com

LeeAnn Virzi-Biber

VP

3756 Central Avenue

Riverside, CA 92522

(951) 782-6132

lvirzibiber@myprovident.com

Kelly Burns

AVP

3756 Central Avenue

Riverside, CA 92522

(951) 782-6132

kburns@myprovident.com

Gina Koenen

VP

3756 Central Avenue

Riverside, CA 92522

(951) 782-6149

gkoenen@myprovident.com

Address

3756 Central Avenue

Riverside, CA

Contact

(951) 782-6132

Fax (301) 639-0804

sloreto@myprovident.com

Address

3756 Central Avenue

Riverside, CA

Contact

(951) 782-6132

Fax (301) 639-0804

mhershey@myprovident.com

Address

3756 Central Avenue

Riverside, CA

Contact

(951) 782-6132

Fax (301) 639-0804

lvirzibiber@myprovident.com

Refinancing News for Riverside, California 92522