Compare Today’s Refinance Rates for Riverside, California 92504
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Riverside, California 92504.
With a 30-year amortization refinance in Riverside and surrounding areas of Riverside county, our calculations show that you can expect to save up to $7,535 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Riverside, California 92504.
Summary of Average Refinances in Riverside, California 92504
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Interactive Refinance Rate Projections for Riverside, California 92504
Pureloan has developed an interactive chart to monitor the five largest local lenders in Riverside, CA 92504, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Riverside, California 92504 from 2024 - 2016
The following historical data provides insights into refinancing trends in Riverside, California and the surrounding Riverside county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Riverside, California 92504
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Riverside, California 92504, we have compiled a list of top refinance brokers to assist you in the process.
Stacy Loreto
VP
3756 Central Avenue
Riverside, CA 92504
(951) 782-6132
sloreto@myprovident.com
Martin Hershey
VP
3756 Central Avenue
Riverside, CA 92504
(951) 782-6132
mhershey@myprovident.com
LeeAnn Virzi-Biber
VP
3756 Central Avenue
Riverside, CA 92504
(951) 782-6132
lvirzibiber@myprovident.com
Kelly Burns
AVP
3756 Central Avenue
Riverside, CA 92504
(951) 782-6132
kburns@myprovident.com
Gina Koenen
VP
3756 Central Avenue
Riverside, CA 92504
(951) 782-6149
gkoenen@myprovident.com
Address
3756 Central Avenue
Riverside, CA
Contact
(951) 782-6132
Fax (301) 639-0804
sloreto@myprovident.com
Address
3756 Central Avenue
Riverside, CA
Contact
(951) 782-6132
Fax (301) 639-0804
mhershey@myprovident.com
Address
3756 Central Avenue
Riverside, CA
Contact
(951) 782-6132
Fax (301) 639-0804
lvirzibiber@myprovident.com