Compare Today’s Refinance Rates for Robbins, California 95676
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Robbins, California 95676.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Robbins, California 95676. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,407 or $15 per month in Robbins and other parts of Sutter county.
Summary of Average Refinances in Robbins, California 95676
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Interactive Refinance Rate Projections for Robbins, California 95676
Pureloan has developed an interactive chart to monitor the five largest local lenders in Robbins, CA 95676, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Robbins, California 95676 from 2024 - 2016
The following historical data provides insights into refinancing trends in Robbins, California and the surrounding Sutter county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.27% | 67.41% | 73.98% | 75.29% | 80.85% | 70.40% | 67.08% | 72.34% | 77.67% |
avg refi rate | 6.34% | 3.35% | 2.83% | 3.14% | 4.01% | 4.46% | 4.04% | 3.82% | 4.00% |
% 15 year fixed refinance | 4.55% | 20.99% | 17.80% | 17.83% | 13.51% | 22.39% | 24.32% | 22.23% | 18.01% |
avg refi rate | 5.25% | 2.53% | 2.32% | 2.66% | 3.42% | 3.70% | 3.29% | 3.03% | 3.20% |
Avg credit score | 763.64 | 757.82 | 770.45 | 773.37 | 761.05 | 753.00 | 756.99 | 762.85 | 763.00 |
Avg LTV (loan to value) | 38.55% | 43.72% | 50.34% | 52.10% | 55.29% | 48.29% | 49.72% | 51.56% | 57.21% |
Avg DTI (debt to income) | 39.36 | 36.49 | 33.22 | 32.81 | 35.51 | 36.07 | 36.10 | 34.28 | 34.40 |
Avg refinance insurance % | 0.55% | 0.22% | 0.58% | 0.85% | 1.81% | 0.71% | 0.64% | 0.53% | 0.71% |
Best Refinance Brokers around Robbins, California 95676
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Robbins, California 95676, we have compiled a list of top refinance brokers to assist you in the process.
Amber Bennett
Mortgage Loan Orginator
460 State Highway 49
Sutter Creek, CA 95676
(209) 267-5266
ABennett@eldoradosavings.com
Cindy Hamilton
Mortgage Loan Orginator
460 State Highway 49
Sutter Creek, CA 95676
(209) 267-5266
CHamilton@eldoradosavings.com
David Crofut
Branch Manager
3420 Coach Ln
Shingle Springs, CA 95676
(530) 683-4035
davec@lhfinancial.com
Leo Pacheco
Assistant Mgr
3420 Coach Ln
Shingle Springs, CA 95676
(530) 683-4043
lpacheco@lhfinancial.com
Doyle Folmer
Loan Officer
3977 Durock Rd Ste 203
Shingle Springs, CA 95676
(530) 677-2267
doyle@normfi.com
Address
460 State Highway 49
Sutter Creek, CA
Contact
(209) 267-5266
Fax (301) 639-0804
ABennett@eldoradosavings.com
Address
460 State Highway 49
Sutter Creek, CA
Contact
(209) 267-5266
Fax (301) 639-0804
CHamilton@eldoradosavings.com
Address
3420 Coach Ln
Shingle Springs, CA
Contact
(530) 683-4035
Fax (301) 639-0804
davec@lhfinancial.com