Compare Today’s Refinance Rates for Rutherford, California

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Rutherford, California 94573. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $42,925 or $119 / month in Rutherford and other areas of Napa county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Rutherford, California 94573.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Rutherford, California 94573

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rutherford, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rutherford, CA 94573, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rutherford, CA

Refinance Rates for Rutherford, California 94573 from 2013 - 2020

Below are historical data on refinancing in Rutherford, California and around Napa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 68.35% 63.66% 70.29% 69.75% 78.75% 73.47% 69.09% 62.50%
avg refi rate 4.90% 4.53% 3.87% 3.72% 4.44% 3.98% 3.80% 3.87%
% 15 year fixed refinance 25.11% 27.20% 24.24% 24.44% 17.74% 20.26% 24.85% 30.11%
avg refi rate 4.31% 3.84% 3.26% 2.99% 3.46% 3.21% 3.05% 3.17%
Avg credit score 777.51 778.07 779.19 774.95 758.70 766.24 767.25 765.17
Avg LTV (loan to value) 49.13% 49.53% 50.27% 49.61% 56.12% 49.63% 43.03% 43.28%
Avg DTI (debt to income) 32.53 31.96 31.33 31.92 35.01 34.41 34.03 34.03
Avg refinance insurance % 0.07% 0.07% 0.13% 0.18% 0.56% 0.20% 0.08% 0.09%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rutherford, California 94573

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rutherford, California 94573, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cesar Pulido

Mortgage Loan Officer

1601 E 14th St

San Leandro, CA 94573

(510) 614-5792

Cesar.Pulido@Chase.com

Edwin Hartough

Home Mortgage Consultant

1298 E 14th St Fl 2ND

San Leandro, CA 94573

(510) 618-4562

Edwin.H.Hartough@wellsfargo.com

Patricia Torres

Home Mortgage Consultant

1298 E 14th St Fl 2ND

San Leandro, CA 94573

(510) 618-4562

patricia.g.torres@wellsfargo.com

Alma Robles

Home Mortgage Consultant

1298 E 14th St Fl 2ND

San Leandro, CA 94573

(510) 618-4562

Alma.D.Robles@wellsfargo.com

Jagjiwan Bhangu

Home Mortgage Consultant

1298 E 14th St Fl 2ND

San Leandro, CA 94573

(510) 618-4562

Jagjiwan.Bhangu@wellsfargo.com

Address

1601 E 14th St

San Leandro, CA

Contact

(510) 614-5792

Fax (301) 639-0804

Cesar.Pulido@Chase.com

Address

1298 E 14th St Fl 2ND

San Leandro, CA

Contact

(510) 618-4562

Fax (301) 639-0804

Edwin.H.Hartough@wellsfargo.com

Address

1298 E 14th St Fl 2ND

San Leandro, CA

Contact

(510) 618-4562

Fax (301) 639-0804

patricia.g.torres@wellsfargo.com

Refinancing News for Rutherford, California 94573