Compare Today’s Refinance Rates for Sacramento, California

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Sacramento, California 94203. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,659 or $18 / month in Sacramento and other areas of Sacramento county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Sacramento, California 94203.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Sacramento, California 94203

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Sacramento, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Sacramento, CA 94203, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Sacramento, CA

Refinance Rates for Sacramento, California 94203 from 2013 - 2020

Below are historical data on refinancing in Sacramento, California and around Sacramento county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 68.35% 63.66% 70.29% 69.75% 78.75% 73.47% 69.09% 62.50%
avg refi rate 4.90% 4.53% 3.87% 3.72% 4.44% 3.98% 3.80% 3.87%
% 15 year fixed refinance 25.11% 27.20% 24.24% 24.44% 17.74% 20.26% 24.85% 30.11%
avg refi rate 4.31% 3.84% 3.26% 2.99% 3.46% 3.21% 3.05% 3.17%
Avg credit score 777.51 778.07 779.19 774.95 758.70 766.24 767.25 765.17
Avg LTV (loan to value) 49.13% 49.53% 50.27% 49.61% 56.12% 49.63% 43.03% 43.28%
Avg DTI (debt to income) 32.53 31.96 31.33 31.92 35.01 34.41 34.03 34.03
Avg refinance insurance % 0.07% 0.07% 0.13% 0.18% 0.56% 0.20% 0.08% 0.09%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Sacramento, California 94203

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sacramento, California 94203, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Keith Lyles

Loan Officer

4768 J Street

Sacramento, CA 94203

(916) 454-4800

klyles@eldoradosavings.com

Dakila Cabrera

Loan Officer

6130 Freeport Blvd, Ste 206

Sacramento, CA 94203

(707) 208-4824

dcabrera@goprime.com

Winston Khan

Loan Officer

6130 Freeport Blvd, Ste 206

Sacramento, CA 94203

(916) 758-2176

wkhan@goprime.com

Neal Smith

Mortgage Advisor

818 University Ave.

Sacramento, CA 94203

(916) 736-3575

neal.smith@pcmloan.com

Paras Singh

Loan Officer

1537 Howe Ave #218

Sacramento, CA 94203

(925) 967-5454

psingh@patelco.org

Address

4768 J Street

Sacramento, CA

Contact

(916) 454-4800

Fax (301) 639-0804

klyles@eldoradosavings.com

Address

6130 Freeport Blvd, Ste 206

Sacramento, CA

Contact

(707) 208-4824

Fax (301) 639-0804

dcabrera@goprime.com

Address

6130 Freeport Blvd, Ste 206

Sacramento, CA

Contact

(916) 758-2176

Fax (301) 639-0804

wkhan@goprime.com

Refinancing News for Sacramento, California 94203