Compare Today’s Refinance Rates for Sacramento, California

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Sacramento, California 95811. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Sacramento and surrounding areas of Sacramento county, expected lifetime cash savings are $10,687 or $30 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Sacramento, California 95811.

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Summary of Average Refinance Terms in Sacramento, California 95811

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Sacramento, California 95811 from 2012 - 2019

Below are historical data on refinancing in Sacramento, California and around Sacramento county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 66.06% 60.51% 69.14% 70.00% 78.26% 77.04% 72.29% 65.99%
avg refi rate 4.87% 4.49% 3.86% 3.73% 4.44% 4.02% 3.82% 3.94%
% 15 year fixed refinance 26.25% 29.49% 25.40% 24.15% 18.05% 18.62% 22.31% 24.35%
avg refi rate 4.28% 3.80% 3.23% 2.97% 3.49% 3.21% 3.03% 3.19%
Avg credit score 776.79 777.56 778.71 773.69 758.43 762.41 762.78 759.96
Avg LTV (loan to value) 50.58% 51.23% 53.72% 53.82% 60.28% 56.84% 51.55% 49.47%
Avg DTI (debt to income) 32.36 32.00 31.39 32.13 35.10 34.54 33.94 34.87
Avg refinance insurance % 0.10% 0.19% 0.31% 0.48% 0.89% 0.74% 0.54% 0.65%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Sacramento, California 95811

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sacramento, California 95811, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Keith Lyles

Loan Officer

4768 J Street

Sacramento, CA 95811

(916) 454-4800

klyles@eldoradosavings.com

Dakila Cabrera

Loan Officer

6130 Freeport Blvd, Ste 206

Sacramento, CA 95811

(707) 208-4824

dcabrera@goprime.com

Winston Khan

Loan Officer

6130 Freeport Blvd, Ste 206

Sacramento, CA 95811

(916) 758-2176

wkhan@goprime.com

Neal Smith

Mortgage Advisor

818 University Ave.

Sacramento, CA 95811

(916) 736-3575

neal.smith@pcmloan.com

Paras Singh

Loan Officer

1537 Howe Ave #218

Sacramento, CA 95811

(925) 967-5454

psingh@patelco.org

Address

4768 J Street

Sacramento, CA

Contact

(916) 454-4800

Fax (301) 639-0804

klyles@eldoradosavings.com

Address

6130 Freeport Blvd, Ste 206

Sacramento, CA

Contact

(707) 208-4824

Fax (301) 639-0804

dcabrera@goprime.com

Address

6130 Freeport Blvd, Ste 206

Sacramento, CA

Contact

(916) 758-2176

Fax (301) 639-0804

wkhan@goprime.com

Refinancing News for Sacramento, California 95811