Compare Today’s Refinance Rates for Salinas, California

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Salinas, California 93907. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $9,611 or $27 / month in Salinas and other areas of Monterey county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Salinas, California 93907.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Salinas, California 93907

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Salinas, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Salinas, CA 93907, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Salinas, CA

Refinance Rates for Salinas, California 93907 from 2013 - 2020

Below are historical data on refinancing in Salinas, California and around Monterey county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 67.21% 62.53% 68.29% 73.78% 80.72% 78.43% 78.33% 72.32%
avg refi rate 4.85% 4.55% 3.89% 3.79% 4.47% 4.05% 3.85% 3.95%
% 15 year fixed refinance 23.84% 25.72% 22.39% 20.17% 12.33% 12.58% 14.41% 18.26%
avg refi rate 4.27% 3.84% 3.28% 3.03% 3.51% 3.29% 3.13% 3.19%
Avg credit score 774.66 773.00 778.35 769.83 751.29 756.30 757.32 754.48
Avg LTV (loan to value) 56.84% 59.75% 61.24% 63.53% 68.81% 66.94% 64.04% 63.95%
Avg DTI (debt to income) 32.87 33.59 32.45 33.21 36.15 35.89 35.72 36.95
Avg refinance insurance % 0.34% 0.47% 0.88% 1.85% 1.82% 2.06% 1.60% 1.68%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Salinas, California 93907

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Salinas, California 93907, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

James Smith

Satellite Branch Manager

1188 Padre Drive #201

Salinas, CA 93907

(831) 998-9504

jcsmith@primelending.com

Tony Rodriguez

Sr. Loan Officer

2 Salinas St.

Salinas, CA 93907

(831) 240-4452

trodriguez@masonmac.com

Ramon Verdin

Certified Mortgage Planning Specialist

2 Salinas St.

Salinas, CA 93907

(831) 272-0914

rverdin@masonmac.com

Renee Nunes

Sr. Loan Officer

2 Salinas St.

Salinas, CA 93907

(209) 827-3676

rnunes@masonmac.com

Rafael Garcia

Loan Officer

2 Salinas St.

Salinas, CA 93907

(831) 240-4453

rgarcia@masonmac.com

Address

1188 Padre Drive #201

Salinas, CA

Contact

(831) 998-9504

Fax (301) 639-0804

jcsmith@primelending.com

Address

2 Salinas St.

Salinas, CA

Contact

(831) 240-4452

Fax (301) 639-0804

trodriguez@masonmac.com

Address

2 Salinas St.

Salinas, CA

Contact

(831) 272-0914

Fax (301) 639-0804

rverdin@masonmac.com

Refinancing News for Salinas, California 93907