Compare Today’s Refinance Rates for Salton City, California 92275
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Salton City, California 92275.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,903 over the lifetime of your mortgage, which translates to a monthly savings of $5 in Salton City and other areas of Imperial county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Salton City, California 92275
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Interactive Refinance Rate Projections for Salton City, California 92275
Pureloan has developed an interactive chart to monitor the five largest local lenders in Salton City, CA 92275, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Salton City, California 92275 from 2024 - 2016
The following historical data provides insights into refinancing trends in Salton City, California and the surrounding Imperial county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
| avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
| % 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
| avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
| Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
| Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
| Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
| Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around Salton City, California 92275
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Salton City, California 92275, we have compiled a list of top refinance brokers to assist you in the process.
Diane Giannelli
Loan Officer
7398 Fox Trl Ste B
Yucca Valley, CA 92275
(760) 415-7982
diane4loans@gmail.com
Ricardo Molina
Loan officer
14518 Baseline Ave
Fontana, CA 92275
(909) 349-1164
Ricardo.Molina@chase.com
Craig Carlson
Mortgage Banker
17317 Main St
Hesperia, CA 92275
(176) 024-4331
Craig.W.Carlson@Chase.com
April Pratt
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92275
(909) 255-7604
aprilp@arrowheadcapitalmortgage.com
Christina Anderson
Loan Officer
1615 Orange Tree Ln Ste 100
Redlands, CA 92275
(909) 255-7602
christina@arrowheadcapitalmortgage.com
Address
7398 Fox Trl Ste B
Yucca Valley, CA
Contact
(760) 415-7982
Fax (301) 639-0804
diane4loans@gmail.com
Address
14518 Baseline Ave
Fontana, CA
Contact
(909) 349-1164
Fax (301) 639-0804
Ricardo.Molina@chase.com
Address
17317 Main St
Hesperia, CA
Contact
(176) 024-4331
Fax (301) 639-0804
Craig.W.Carlson@Chase.com