Compare Today’s Refinance Rates for San Andreas, California 95249
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in San Andreas, California 95249.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in San Andreas, California 95249. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,034 or $14 per month in San Andreas and other parts of Calaveras county.
Summary of Average Refinances in San Andreas, California 95249
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Interactive Refinance Rate Projections for San Andreas, California 95249
Pureloan has developed an interactive chart to monitor the five largest local lenders in San Andreas, CA 95249, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in San Andreas, California 95249 from 2024 - 2016
The following historical data provides insights into refinancing trends in San Andreas, California and the surrounding Calaveras county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.91% | 70.01% | 68.83% | 74.10% | 67.52% | 57.43% | 63.21% | 61.86% |
avg refi rate | 6.33% | 3.53% | 2.95% | 3.29% | 4.12% | 4.58% | 4.19% | 3.91% | 4.14% |
% 15 year fixed refinance | 21.27% | 18.69% | 18.98% | 13.86% | 21.97% | 31.59% | 23.58% | 26.43% | |
avg refi rate | 2.68% | 2.42% | 2.78% | 3.55% | 3.89% | 3.38% | 3.19% | 3.33% | |
Avg credit score | 742.33 | 739.70 | 748.92 | 753.82 | 743.92 | 741.71 | 760.96 | 753.12 | 753.87 |
Avg LTV (loan to value) | 64.33% | 54.67% | 61.86% | 65.90% | 70.19% | 64.74% | 65.30% | 66.56% | 67.33% |
Avg DTI (debt to income) | 38.89 | 35.42 | 34.56 | 33.54 | 36.14 | 36.00 | 34.71 | 35.93 | 33.91 |
Avg refinance insurance % | 2.78% | 0.53% | 1.53% | 2.62% | 4.53% | 2.46% | 2.64% | 2.22% | 2.57% |
Best Refinance Brokers around San Andreas, California 95249
If you are considering refinancing your mortgage or obtaining a cash-out refinance in San Andreas, California 95249, we have compiled a list of top refinance brokers to assist you in the process.
Brooke Newby
Loan Officer
206 E St. Charles
San Andreas, CA 95249
(209) 754-3888
bnewby@eldoradosavings.com
Kathy Dougherty
Mortgage Loan Orginator
206 E St. Charles
San Andreas, CA 95249
(209) 754-3888
KDougherty@eldoradosavings.com
Jennifer Pagano
Mortgage Loan Orginator
206 E St. Charles
San Andreas, CA 95249
(209) 754-3888
JPagano@eldoradosavings.com
Debbie Coyle
Mortgage Loan Orginator
206 E St. Charles
San Andreas, CA 95249
(209) 754-3888
DCoyle@eldoradosavings.com
Ammie Hayduk
Mortgage Loan Orginator
206 E St. Charles
San Andreas, CA 95249
(209) 754-3888
AHayduk@eldoradosavings.com
Address
206 E St. Charles
San Andreas, CA
Contact
(209) 754-3888
Fax (301) 639-0804
bnewby@eldoradosavings.com
Address
206 E St. Charles
San Andreas, CA
Contact
(209) 754-3888
Fax (301) 639-0804
KDougherty@eldoradosavings.com
Address
206 E St. Charles
San Andreas, CA
Contact
(209) 754-3888
Fax (301) 639-0804
JPagano@eldoradosavings.com