Compare Today’s Refinance Rates for San Bernardino, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for San Bernardino, California 92427. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in San Bernardino and other areas of San Bernardino county, expected lifetime cash savings are $7,872 or $22 / month.

For San Bernardino, California 92427, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

No suitable program is found

Summary of Average Refinance Terms in San Bernardino, California 92427

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in San Bernardino, CA 92427, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for San Bernardino, California 92427 from 2012 - 2019

Below are historical data on refinancing in San Bernardino, California and around San Bernardino county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 70.15% 67.03% 71.32% 76.97% 80.16% 79.72% 79.05% 74.77%
avg refi rate 4.84% 4.52% 3.88% 3.74% 4.45% 4.05% 3.83% 3.97%
% 15 year fixed refinance 22.17% 23.38% 21.44% 18.00% 13.76% 14.17% 14.34% 18.49%
avg refi rate 4.26% 3.84% 3.28% 3.05% 3.54% 3.26% 3.11% 3.13%
Avg credit score 774.20 774.45 777.97 770.24 752.92 758.49 758.68 754.69
Avg LTV (loan to value) 56.20% 58.01% 58.80% 62.12% 67.64% 65.82% 63.38% 61.15%
Avg DTI (debt to income) 33.23 33.18 31.98 33.14 35.62 35.36 35.48 35.93
Avg refinance insurance % 0.30% 0.68% 0.76% 1.45% 2.16% 2.00% 1.86% 1.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around San Bernardino, California 92427

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in San Bernardino, California 92427, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jessica Curenton

Mortgage Banker

330 N D St

San Bernardino, CA 92427

(190) 988-1984

Jessica.Curenton@Chase.com

Tandi Smith-Abel

Home Mortgage Consultant

334 W 3rd St Fl 3RD

San Bernardino, CA 92427

(909) 388-5027

tandi.smith@wellsfargo.com

Irasema Rascon

Home Mortgage Consultant

334 W 3rd St Fl 3RD

San Bernardino, CA 92427

(909) 388-5027

Irasema.I.Rascon@WellsFargo.com

Luciano Olivo

Home Mortgage Consultant

334 W 3rd St Fl 3RD

San Bernardino, CA 92427

(909) 388-5027

luciano.olivo@wellsfargo.com

Shelby Shurtz

Mortgage Banker

611 W. Fayette Ave

Effingham, IL 92427

(800) 270-3416

shelbyshurtz@leader1.com

Address

330 N D St

San Bernardino, CA

Contact

(190) 988-1984

Fax (301) 639-0804

Jessica.Curenton@Chase.com

Address

334 W 3rd St Fl 3RD

San Bernardino, CA

Contact

(909) 388-5027

Fax (301) 639-0804

tandi.smith@wellsfargo.com

Address

334 W 3rd St Fl 3RD

San Bernardino, CA

Contact

(909) 388-5027

Fax (301) 639-0804

Irasema.I.Rascon@WellsFargo.com

Refinancing News for San Bernardino, California 92427