Compare Today’s Refinance Rates for San Bernardino, California 92404
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in San Bernardino, California 92404.
With a 30-year amortization refinance in San Bernardino and surrounding areas of San Bernardino county, our calculations show that you can expect to save up to $5,548 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for San Bernardino, California 92404.
Summary of Average Refinances in San Bernardino, California 92404
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Interactive Refinance Rate Projections for San Bernardino, California 92404
Pureloan has developed an interactive chart to monitor the five largest local lenders in San Bernardino, CA 92404, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in San Bernardino, California 92404 from 2024 - 2016
The following historical data provides insights into refinancing trends in San Bernardino, California and the surrounding San Bernardino county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around San Bernardino, California 92404
If you are considering refinancing your mortgage or obtaining a cash-out refinance in San Bernardino, California 92404, we have compiled a list of top refinance brokers to assist you in the process.
Jessica Curenton
Mortgage Banker
330 N D St
San Bernardino, CA 92404
(190) 988-1984
Jessica.Curenton@Chase.com
Tandi Smith-Abel
Home Mortgage Consultant
334 W 3rd St Fl 3RD
San Bernardino, CA 92404
(909) 388-5027
tandi.smith@wellsfargo.com
Irasema Rascon
Home Mortgage Consultant
334 W 3rd St Fl 3RD
San Bernardino, CA 92404
(909) 388-5027
Irasema.I.Rascon@WellsFargo.com
Luciano Olivo
Home Mortgage Consultant
334 W 3rd St Fl 3RD
San Bernardino, CA 92404
(909) 388-5027
luciano.olivo@wellsfargo.com
Shelby Shurtz
Mortgage Banker
611 W. Fayette Ave
Effingham, IL 92404
(800) 270-3416
shelbyshurtz@leader1.com
Address
330 N D St
San Bernardino, CA
Contact
(190) 988-1984
Fax (301) 639-0804
Jessica.Curenton@Chase.com
Address
334 W 3rd St Fl 3RD
San Bernardino, CA
Contact
(909) 388-5027
Fax (301) 639-0804
tandi.smith@wellsfargo.com
Address
334 W 3rd St Fl 3RD
San Bernardino, CA
Contact
(909) 388-5027
Fax (301) 639-0804
Irasema.I.Rascon@WellsFargo.com