Compare Today’s Refinance Rates for San Diego, California 92101
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in San Diego, California 92101.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in San Diego, California 92101. For 30-year amortization refinancing, you can expect lifetime cash savings of $11,915 or $33 per month in San Diego and other parts of San Diego county.
Summary of Average Refinances in San Diego, California 92101
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Interactive Refinance Rate Projections for San Diego, California 92101
Pureloan has developed an interactive chart to monitor the five largest local lenders in San Diego, CA 92101, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in San Diego, California 92101 from 2024 - 2016
The following historical data provides insights into refinancing trends in San Diego, California and the surrounding San Diego county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 65.61% | 69.65% | 69.92% | 70.65% | 62.77% | 61.66% | 64.30% | 60.66% |
avg refi rate | 6.68% | 3.46% | 2.94% | 3.23% | 4.10% | 4.60% | 4.13% | 3.92% | 4.09% |
% 15 year fixed refinance | 16.00% | 21.20% | 18.84% | 19.04% | 17.83% | 25.76% | 27.90% | 25.80% | 27.69% |
avg refi rate | 5.06% | 2.70% | 2.43% | 2.80% | 3.57% | 3.91% | 3.41% | 3.17% | 3.38% |
Avg credit score | 735.36 | 742.91 | 755.26 | 759.31 | 750.71 | 742.94 | 747.76 | 751.33 | 755.70 |
Avg LTV (loan to value) | 59.96% | 54.91% | 62.32% | 66.05% | 68.58% | 68.86% | 66.66% | 67.07% | 67.06% |
Avg DTI (debt to income) | 40.08 | 36.92 | 35.59 | 35.03 | 36.38 | 36.81 | 35.67 | 34.88 | 35.27 |
Avg refinance insurance % | 1.48% | 0.56% | 1.58% | 2.46% | 3.86% | 2.56% | 2.52% | 2.36% | 2.34% |
Best Refinance Brokers around San Diego, California 92101
If you are considering refinancing your mortgage or obtaining a cash-out refinance in San Diego, California 92101, we have compiled a list of top refinance brokers to assist you in the process.
Jim Zellers
Loan Officer
15015 Ave of Science, Suite 250
San Diego, CA 92101
(775) 843-7033
jzellers@iservelending.com
Sarah White
Mortgage Loan Originator
15015 Ave of Science, Suite 250
San Diego, CA 92101
(480) 339-2378
swhite@iservelending.com
Taylor West
Loan Officer
15015 Ave of Science, Suite 250
San Diego, CA 92101
(615) 869-0396
twest@iservelending.com
Patrick Walden
Loan Officer
15015 Ave of Science, Suite 250
San Diego, CA 92101
(865) 219-3333
pwalden@iservelending.com
Sutton Underwood
Mortgage Loan Originator
15015 Ave of Science, Suite 250
San Diego, CA 92101
(860) 944-9083
sunderwood@iservelending.com
Address
15015 Ave of Science, Suite 250
San Diego, CA
Contact
(775) 843-7033
Fax (301) 639-0804
jzellers@iservelending.com
Address
15015 Ave of Science, Suite 250
San Diego, CA
Contact
(480) 339-2378
Fax (301) 639-0804
swhite@iservelending.com
Address
15015 Ave of Science, Suite 250
San Diego, CA
Contact
(615) 869-0396
Fax (301) 639-0804
twest@iservelending.com