Compare Today’s Refinance Rates for San Diego, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for San Diego, California 92199. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in San Diego and other areas of San Diego county, expected lifetime cash savings are $18,266 or $51 / month.

For San Diego, California 92199, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

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Summary of Average Refinance Terms in San Diego, California 92199

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in San Diego, CA 92199, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for San Diego, California 92199 from 2012 - 2019

Below are historical data on refinancing in San Diego, California and around San Diego county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 70.15% 67.03% 71.32% 76.97% 80.16% 79.72% 79.05% 74.77%
avg refi rate 4.84% 4.52% 3.88% 3.74% 4.45% 4.05% 3.83% 3.97%
% 15 year fixed refinance 22.17% 23.38% 21.44% 18.00% 13.76% 14.17% 14.34% 18.49%
avg refi rate 4.26% 3.84% 3.28% 3.05% 3.54% 3.26% 3.11% 3.13%
Avg credit score 774.20 774.45 777.97 770.24 752.92 758.49 758.68 754.69
Avg LTV (loan to value) 56.20% 58.01% 58.80% 62.12% 67.64% 65.82% 63.38% 61.15%
Avg DTI (debt to income) 33.23 33.18 31.98 33.14 35.62 35.36 35.48 35.93
Avg refinance insurance % 0.30% 0.68% 0.76% 1.45% 2.16% 2.00% 1.86% 1.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around San Diego, California 92199

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in San Diego, California 92199, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jim Zellers

Loan Officer

15015 Ave of Science, Suite 250

San Diego, CA 92199

(775) 843-7033

jzellers@iservelending.com

Sarah White

Mortgage Loan Originator

15015 Ave of Science, Suite 250

San Diego, CA 92199

(480) 339-2378

swhite@iservelending.com

Taylor West

Loan Officer

15015 Ave of Science, Suite 250

San Diego, CA 92199

(615) 869-0396

twest@iservelending.com

Patrick Walden

Loan Officer

15015 Ave of Science, Suite 250

San Diego, CA 92199

(865) 219-3333

pwalden@iservelending.com

Sutton Underwood

Mortgage Loan Originator

15015 Ave of Science, Suite 250

San Diego, CA 92199

(860) 944-9083

sunderwood@iservelending.com

Address

15015 Ave of Science, Suite 250

San Diego, CA

Contact

(775) 843-7033

Fax (301) 639-0804

jzellers@iservelending.com

Address

15015 Ave of Science, Suite 250

San Diego, CA

Contact

(480) 339-2378

Fax (301) 639-0804

swhite@iservelending.com

Address

15015 Ave of Science, Suite 250

San Diego, CA

Contact

(615) 869-0396

Fax (301) 639-0804

twest@iservelending.com

Refinancing News for San Diego, California 92199