Compare Today’s Refinance Rates for San Diego, California
Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for San Diego, California 92199. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in San Diego and surrounding areas of San Diego county, expected lifetime cash savings are $66,766 or $185 / month.
Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for San Diego, California 92199.
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Summary of Average Refinance Terms in San Diego, California 92199
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Refinance Rates for San Diego, California 92199 from 2012 - 2019
Below are historical data on refinancing in San Diego, California and around San Diego county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 70.15% | 67.03% | 71.32% | 76.97% | 80.16% | 79.72% | 79.05% | 74.77% |
| avg refi rate | 4.84% | 4.52% | 3.88% | 3.74% | 4.45% | 4.05% | 3.83% | 3.97% |
| % 15 year fixed refinance | 22.17% | 23.38% | 21.44% | 18.00% | 13.76% | 14.17% | 14.34% | 18.49% |
| avg refi rate | 4.26% | 3.84% | 3.28% | 3.05% | 3.54% | 3.26% | 3.11% | 3.13% |
| % 10 year fixed refinance | 2.27% | 3.20% | 2.43% | 1.22% | 1.11% | 0.56% | 0.29% | 0.27% |
| avg refi rate | 4.14% | 3.70% | 3.16% | 2.97% | 3.49% | 3.26% | 3.10% | 3.47% |
| Avg credit score | 774.20 | 774.45 | 777.97 | 770.24 | 752.92 | 758.49 | 758.68 | 754.69 |
| Avg LTV (loan to value) | 56.20% | 58.01% | 58.80% | 62.12% | 67.64% | 65.82% | 63.38% | 61.15% |
| Avg Combined LTV (loan to value) | 58.30% | 60.16% | 60.34% | 63.49% | 69.06% | 67.03% | 64.21% | 62.49% |
| Avg DTI (debt to income) | 33.23 | 33.18 | 31.98 | 33.14 | 35.62 | 35.36 | 35.48 | 35.93 |
| Avg refinance insurance % | 0.30% | 0.68% | 0.76% | 1.45% | 2.16% | 2.00% | 1.86% | 1.67% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around San Diego, California 92199
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in San Diego, California 92199, we have compiled a list of the leading refinance brokers to guide you.
Jim Zellers
Loan Officer
15015 Ave of Science, Suite 250
San Diego, CA 92199
(775) 843-7033
jzellers@iservelending.com
Sarah White
Mortgage Loan Originator
15015 Ave of Science, Suite 250
San Diego, CA 92199
(480) 339-2378
swhite@iservelending.com
Taylor West
Loan Officer
15015 Ave of Science, Suite 250
San Diego, CA 92199
(615) 869-0396
twest@iservelending.com
Patrick Walden
Loan Officer
15015 Ave of Science, Suite 250
San Diego, CA 92199
(865) 219-3333
pwalden@iservelending.com
Sutton Underwood
Mortgage Loan Originator
15015 Ave of Science, Suite 250
San Diego, CA 92199
(860) 944-9083
sunderwood@iservelending.com
Address
15015 Ave of Science, Suite 250
San Diego, CA
Contact
(775) 843-7033
Fax (301) 639-0804
jzellers@iservelending.com
Address
15015 Ave of Science, Suite 250
San Diego, CA
Contact
(480) 339-2378
Fax (301) 639-0804
swhite@iservelending.com
Address
15015 Ave of Science, Suite 250
San Diego, CA
Contact
(615) 869-0396
Fax (301) 639-0804
twest@iservelending.com