Compare Today’s Refinance Rates for San Diego, California
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for San Diego, California 92115. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $26,082 or $72 / month in San Diego and other areas of San Diego county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for San Diego, California 92115.
Summary of Average Refinance Terms in San Diego, California 92115
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Customized Refinance Rate Projections for San Diego, CA
For refinance rate forecasts and predictions in San Diego, CA 92115, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for San Diego, California 92115 from 2014 - 2021
Below are historical data on refinancing in San Diego, California and around San Diego county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 70.15% | 67.03% | 71.32% | 76.97% | 80.16% | 79.72% | 79.05% | 74.77% |
| avg refi rate | 4.84% | 4.52% | 3.88% | 3.74% | 4.45% | 4.05% | 3.83% | 3.97% |
| % 15 year fixed refinance | 22.17% | 23.38% | 21.44% | 18.00% | 13.76% | 14.17% | 14.34% | 18.49% |
| avg refi rate | 4.26% | 3.84% | 3.28% | 3.05% | 3.54% | 3.26% | 3.11% | 3.13% |
| Avg credit score | 774.20 | 774.45 | 777.97 | 770.24 | 752.92 | 758.49 | 758.68 | 754.69 |
| Avg LTV (loan to value) | 56.20% | 58.01% | 58.80% | 62.12% | 67.64% | 65.82% | 63.38% | 61.15% |
| Avg DTI (debt to income) | 33.23 | 33.18 | 31.98 | 33.14 | 35.62 | 35.36 | 35.48 | 35.93 |
| Avg refinance insurance % | 0.30% | 0.68% | 0.76% | 1.45% | 2.16% | 2.00% | 1.86% | 1.67% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around San Diego, California 92115
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in San Diego, California 92115, we have compiled a list of the leading refinance brokers to guide you.
Jim Zellers
Loan Officer
15015 Ave of Science, Suite 250
San Diego, CA 92115
(775) 843-7033
jzellers@iservelending.com
Sarah White
Mortgage Loan Originator
15015 Ave of Science, Suite 250
San Diego, CA 92115
(480) 339-2378
swhite@iservelending.com
Taylor West
Loan Officer
15015 Ave of Science, Suite 250
San Diego, CA 92115
(615) 869-0396
twest@iservelending.com
Patrick Walden
Loan Officer
15015 Ave of Science, Suite 250
San Diego, CA 92115
(865) 219-3333
pwalden@iservelending.com
Sutton Underwood
Mortgage Loan Originator
15015 Ave of Science, Suite 250
San Diego, CA 92115
(860) 944-9083
sunderwood@iservelending.com
Address
15015 Ave of Science, Suite 250
San Diego, CA
Contact
(775) 843-7033
Fax (301) 639-0804
jzellers@iservelending.com
Address
15015 Ave of Science, Suite 250
San Diego, CA
Contact
(480) 339-2378
Fax (301) 639-0804
swhite@iservelending.com
Address
15015 Ave of Science, Suite 250
San Diego, CA
Contact
(615) 869-0396
Fax (301) 639-0804
twest@iservelending.com