Compare Today’s Refinance Rates for San Fernando, California 91340
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in San Fernando, California 91340.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in San Fernando, California 91340. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,399 or $23 per month in San Fernando and other parts of Los Angeles county.
Summary of Average Refinances in San Fernando, California 91340
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Interactive Refinance Rate Projections for San Fernando, California 91340
Pureloan has developed an interactive chart to monitor the five largest local lenders in San Fernando, CA 91340, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in San Fernando, California 91340 from 2024 - 2016
The following historical data provides insights into refinancing trends in San Fernando, California and the surrounding Los Angeles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 83.33% | 72.46% | 76.93% | 77.99% | 84.23% | 79.92% | 75.57% | 78.40% | 79.26% |
| avg refi rate | 6.45% | 3.34% | 2.85% | 3.12% | 4.01% | 4.48% | 4.07% | 3.83% | 4.03% |
| % 15 year fixed refinance | 9.52% | 15.71% | 14.17% | 13.52% | 9.90% | 12.72% | 16.13% | 14.79% | 13.42% |
| avg refi rate | 4.91% | 2.58% | 2.29% | 2.64% | 3.38% | 3.81% | 3.27% | 3.08% | 3.25% |
| Avg credit score | 732.24 | 761.92 | 763.49 | 767.45 | 755.95 | 745.86 | 747.55 | 756.41 | 756.73 |
| Avg LTV (loan to value) | 53.98% | 53.00% | 57.34% | 60.38% | 66.34% | 62.34% | 62.95% | 63.58% | 65.95% |
| Avg DTI (debt to income) | 42.52 | 38.15 | 35.54 | 34.96 | 37.43 | 38.59 | 37.44 | 36.23 | 36.58 |
| Avg refinance insurance % | 1.00% | 0.41% | 0.92% | 1.32% | 2.46% | 1.67% | 1.64% | 1.38% | 1.65% |
Best Refinance Brokers around San Fernando, California 91340
If you are considering refinancing your mortgage or obtaining a cash-out refinance in San Fernando, California 91340, we have compiled a list of top refinance brokers to assist you in the process.
Jaime Virchis
Home Mortgage Consultant
807 San Fernando Rd
San Fernando, CA 91340
(818) 838-2146
jaime.r.virchis@wellsfargo.com
Lorraine Feesago
Home Mortgage Consultant
807 San Fernando Rd
San Fernando, CA 91340
(818) 838-2146
lorraine.feesago@wellsfargo.com
Veronica Del Real
Home Mortgage Consultant
807 San Fernando Rd
San Fernando, CA 91340
(818) 838-2146
veronica.delreal@wellsfargo.com
Hector Vanegas
Home Mortgage Consultant
807 San Fernando Rd
San Fernando, CA 91340
(818) 838-2146
Hector.D.Vanegas@wellsfargo.com
Susanne Ryder
Home Mortgage Consultant
807 San Fernando Rd
San Fernando, CA 91340
(818) 838-2146
susanne.ryder@wellsfargo.com
Address
807 San Fernando Rd
San Fernando, CA
Contact
(818) 838-2146
Fax (301) 639-0804
jaime.r.virchis@wellsfargo.com
Address
807 San Fernando Rd
San Fernando, CA
Contact
(818) 838-2146
Fax (301) 639-0804
lorraine.feesago@wellsfargo.com
Address
807 San Fernando Rd
San Fernando, CA
Contact
(818) 838-2146
Fax (301) 639-0804
veronica.delreal@wellsfargo.com