Compare Today’s Refinance Rates for San Francisco, California

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for San Francisco, California 94125. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in San Francisco and surrounding areas of San Francisco county, your expected lifetime cash savings are $91,940 or $255 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for San Francisco, California 94125.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in San Francisco, California 94125

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for San Francisco, CA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in San Francisco, CA 94125, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for San Francisco, CA

Refinance Rates for San Francisco, California 94125 from 2013 - 2020

Below are historical data on refinancing in San Francisco, California and around San Francisco county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 68.35% 63.66% 70.29% 69.75% 78.75% 73.47% 69.09% 62.50%
avg refi rate 4.90% 4.53% 3.87% 3.72% 4.44% 3.98% 3.80% 3.87%
% 15 year fixed refinance 25.11% 27.20% 24.24% 24.44% 17.74% 20.26% 24.85% 30.11%
avg refi rate 4.31% 3.84% 3.26% 2.99% 3.46% 3.21% 3.05% 3.17%
Avg credit score 777.51 778.07 779.19 774.95 758.70 766.24 767.25 765.17
Avg LTV (loan to value) 49.13% 49.53% 50.27% 49.61% 56.12% 49.63% 43.03% 43.28%
Avg DTI (debt to income) 32.53 31.96 31.33 31.92 35.01 34.41 34.03 34.03
Avg refinance insurance % 0.07% 0.07% 0.13% 0.18% 0.56% 0.20% 0.08% 0.09%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around San Francisco, California 94125

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in San Francisco, California 94125, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cecelia Tyeskey

Loan Officer

505 Montgomery Street, Suite 1275

San Francisco, CA 94125

(415) 441-5050

ceceliat@guaranteemortgage.com

Chris Baker

Loan Officer

232 Townsend St.

San Francisco, CA 94125

(650) 212-5050

cbaker@guaranteemortgage.com

Christopher Tyeskey

Loan Officer

505 Montgomery Street, Suite 1275

San Francisco, CA 94125

(415) 441-5050

catyeskey@guaranteemortgage.com

Bob Siefert

Loan Officer

505 Montgomery Street, Suite 1275

San Francisco, CA 94125

(415) 441-5050

bsiefert@guaranteemortgage.com

Brenda Cheney

Loan Officer

505 Montgomery Street, Suite 1275

San Francisco, CA 94125

(415) 441-5050

bcheney@guaranteemortgage.com

Address

505 Montgomery Street, Suite 1275

San Francisco, CA

Contact

(415) 441-5050

Fax (301) 639-0804

ceceliat@guaranteemortgage.com

Address

232 Townsend St.

San Francisco, CA

Contact

(650) 212-5050

Fax (301) 639-0804

cbaker@guaranteemortgage.com

Address

505 Montgomery Street, Suite 1275

San Francisco, CA

Contact

(415) 441-5050

Fax (301) 639-0804

catyeskey@guaranteemortgage.com

Refinancing News for San Francisco, California 94125