Compare Today’s Refinance Rates for San Francisco, California

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for San Francisco, California 94199. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in San Francisco and other areas of Santa Clara county, expected lifetime cash savings are $345,220 or $959 / month.

For San Francisco, California 94199, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

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Summary of Average Refinance Terms in San Francisco, California 94199

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in San Francisco, CA 94199, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for San Francisco, California 94199 from 2012 - 2019

Below are historical data on refinancing in San Francisco, California and around Santa Clara county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 68.35% 63.66% 70.29% 69.75% 78.75% 73.47% 69.09% 62.50%
avg refi rate 4.90% 4.53% 3.87% 3.72% 4.44% 3.98% 3.80% 3.87%
% 15 year fixed refinance 25.11% 27.20% 24.24% 24.44% 17.74% 20.26% 24.85% 30.11%
avg refi rate 4.31% 3.84% 3.26% 2.99% 3.46% 3.21% 3.05% 3.17%
Avg credit score 777.51 778.07 779.19 774.95 758.70 766.24 767.25 765.17
Avg LTV (loan to value) 49.13% 49.53% 50.27% 49.61% 56.12% 49.63% 43.03% 43.28%
Avg DTI (debt to income) 32.53 31.96 31.33 31.92 35.01 34.41 34.03 34.03
Avg refinance insurance % 0.07% 0.07% 0.13% 0.18% 0.56% 0.20% 0.08% 0.09%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around San Francisco, California 94199

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in San Francisco, California 94199, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cecelia Tyeskey

Loan Officer

505 Montgomery Street, Suite 1275

San Francisco, CA 94199

(415) 441-5050

ceceliat@guaranteemortgage.com

Chris Baker

Loan Officer

232 Townsend St.

San Francisco, CA 94199

(650) 212-5050

cbaker@guaranteemortgage.com

Christopher Tyeskey

Loan Officer

505 Montgomery Street, Suite 1275

San Francisco, CA 94199

(415) 441-5050

catyeskey@guaranteemortgage.com

Bob Siefert

Loan Officer

505 Montgomery Street, Suite 1275

San Francisco, CA 94199

(415) 441-5050

bsiefert@guaranteemortgage.com

Brenda Cheney

Loan Officer

505 Montgomery Street, Suite 1275

San Francisco, CA 94199

(415) 441-5050

bcheney@guaranteemortgage.com

Address

505 Montgomery Street, Suite 1275

San Francisco, CA

Contact

(415) 441-5050

Fax (301) 639-0804

ceceliat@guaranteemortgage.com

Address

232 Townsend St.

San Francisco, CA

Contact

(650) 212-5050

Fax (301) 639-0804

cbaker@guaranteemortgage.com

Address

505 Montgomery Street, Suite 1275

San Francisco, CA

Contact

(415) 441-5050

Fax (301) 639-0804

catyeskey@guaranteemortgage.com

Refinancing News for San Francisco, California 94199