Compare Today’s Refinance Rates for San Francisco, California 94105
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in San Francisco, California 94105.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in San Francisco, California 94105. For 30-year amortization refinancing, you can expect lifetime cash savings of $114,299 or $317 per month in San Francisco and other parts of San Francisco county.
Summary of Average Refinances in San Francisco, California 94105
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Interactive Refinance Rate Projections for San Francisco, California 94105
Pureloan has developed an interactive chart to monitor the five largest local lenders in San Francisco, CA 94105, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in San Francisco, California 94105 from 2024 - 2016
The following historical data provides insights into refinancing trends in San Francisco, California and the surrounding San Francisco county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around San Francisco, California 94105
If you are considering refinancing your mortgage or obtaining a cash-out refinance in San Francisco, California 94105, we have compiled a list of top refinance brokers to assist you in the process.
Cecelia Tyeskey
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94105
(415) 441-5050
ceceliat@guaranteemortgage.com
Chris Baker
Loan Officer
232 Townsend St.
San Francisco, CA 94105
(650) 212-5050
cbaker@guaranteemortgage.com
Christopher Tyeskey
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94105
(415) 441-5050
catyeskey@guaranteemortgage.com
Bob Siefert
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94105
(415) 441-5050
bsiefert@guaranteemortgage.com
Brenda Cheney
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94105
(415) 441-5050
bcheney@guaranteemortgage.com
Address
505 Montgomery Street, Suite 1275
San Francisco, CA
Contact
(415) 441-5050
Fax (301) 639-0804
ceceliat@guaranteemortgage.com
Address
232 Townsend St.
San Francisco, CA
Contact
(650) 212-5050
Fax (301) 639-0804
cbaker@guaranteemortgage.com
Address
505 Montgomery Street, Suite 1275
San Francisco, CA
Contact
(415) 441-5050
Fax (301) 639-0804
catyeskey@guaranteemortgage.com