Compare Today’s Refinance Rates for San Francisco, California
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for San Francisco, California 94199. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in San Francisco and other areas of Santa Clara county, expected lifetime cash savings are $345,220 or $959 / month.
For San Francisco, California 94199, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
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Summary of Average Refinance Terms in San Francisco, California 94199
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in San Francisco, CA 94199, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for San Francisco, California 94199 from 2012 - 2019
Below are historical data on refinancing in San Francisco, California and around Santa Clara county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 68.35% | 63.66% | 70.29% | 69.75% | 78.75% | 73.47% | 69.09% | 62.50% |
| avg refi rate | 4.90% | 4.53% | 3.87% | 3.72% | 4.44% | 3.98% | 3.80% | 3.87% |
| % 15 year fixed refinance | 25.11% | 27.20% | 24.24% | 24.44% | 17.74% | 20.26% | 24.85% | 30.11% |
| avg refi rate | 4.31% | 3.84% | 3.26% | 2.99% | 3.46% | 3.21% | 3.05% | 3.17% |
| Avg credit score | 777.51 | 778.07 | 779.19 | 774.95 | 758.70 | 766.24 | 767.25 | 765.17 |
| Avg LTV (loan to value) | 49.13% | 49.53% | 50.27% | 49.61% | 56.12% | 49.63% | 43.03% | 43.28% |
| Avg DTI (debt to income) | 32.53 | 31.96 | 31.33 | 31.92 | 35.01 | 34.41 | 34.03 | 34.03 |
| Avg refinance insurance % | 0.07% | 0.07% | 0.13% | 0.18% | 0.56% | 0.20% | 0.08% | 0.09% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around San Francisco, California 94199
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in San Francisco, California 94199, we have compiled a list of the leading refinance brokers to guide you.
Cecelia Tyeskey
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94199
(415) 441-5050
ceceliat@guaranteemortgage.com
Chris Baker
Loan Officer
232 Townsend St.
San Francisco, CA 94199
(650) 212-5050
cbaker@guaranteemortgage.com
Christopher Tyeskey
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94199
(415) 441-5050
catyeskey@guaranteemortgage.com
Bob Siefert
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94199
(415) 441-5050
bsiefert@guaranteemortgage.com
Brenda Cheney
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94199
(415) 441-5050
bcheney@guaranteemortgage.com
Address
505 Montgomery Street, Suite 1275
San Francisco, CA
Contact
(415) 441-5050
Fax (301) 639-0804
ceceliat@guaranteemortgage.com
Address
232 Townsend St.
San Francisco, CA
Contact
(650) 212-5050
Fax (301) 639-0804
cbaker@guaranteemortgage.com
Address
505 Montgomery Street, Suite 1275
San Francisco, CA
Contact
(415) 441-5050
Fax (301) 639-0804
catyeskey@guaranteemortgage.com