Compare Today’s Refinance Rates for San Francisco, California
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for San Francisco, California 94125. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in San Francisco and surrounding areas of San Francisco county, your expected lifetime cash savings are $39,999 or $111 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for San Francisco, California 94125.
Summary of Average Refinance Terms in San Francisco, California 94125
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Customized Refinance Rate Projections for San Francisco, CA
For refinance rate forecasts and predictions in San Francisco, CA 94125, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for San Francisco, California 94125 from 2014 - 2021
Below are historical data on refinancing in San Francisco, California and around San Francisco county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 68.35% | 63.66% | 70.29% | 69.75% | 78.75% | 73.47% | 69.09% | 62.50% |
| avg refi rate | 4.90% | 4.53% | 3.87% | 3.72% | 4.44% | 3.98% | 3.80% | 3.87% |
| % 15 year fixed refinance | 25.11% | 27.20% | 24.24% | 24.44% | 17.74% | 20.26% | 24.85% | 30.11% |
| avg refi rate | 4.31% | 3.84% | 3.26% | 2.99% | 3.46% | 3.21% | 3.05% | 3.17% |
| Avg credit score | 777.51 | 778.07 | 779.19 | 774.95 | 758.70 | 766.24 | 767.25 | 765.17 |
| Avg LTV (loan to value) | 49.13% | 49.53% | 50.27% | 49.61% | 56.12% | 49.63% | 43.03% | 43.28% |
| Avg DTI (debt to income) | 32.53 | 31.96 | 31.33 | 31.92 | 35.01 | 34.41 | 34.03 | 34.03 |
| Avg refinance insurance % | 0.07% | 0.07% | 0.13% | 0.18% | 0.56% | 0.20% | 0.08% | 0.09% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around San Francisco, California 94125
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in San Francisco, California 94125, we have compiled a list of the leading refinance brokers to guide you.
Cecelia Tyeskey
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94125
(415) 441-5050
ceceliat@guaranteemortgage.com
Chris Baker
Loan Officer
232 Townsend St.
San Francisco, CA 94125
(650) 212-5050
cbaker@guaranteemortgage.com
Christopher Tyeskey
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94125
(415) 441-5050
catyeskey@guaranteemortgage.com
Bob Siefert
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94125
(415) 441-5050
bsiefert@guaranteemortgage.com
Brenda Cheney
Loan Officer
505 Montgomery Street, Suite 1275
San Francisco, CA 94125
(415) 441-5050
bcheney@guaranteemortgage.com
Address
505 Montgomery Street, Suite 1275
San Francisco, CA
Contact
(415) 441-5050
Fax (301) 639-0804
ceceliat@guaranteemortgage.com
Address
232 Townsend St.
San Francisco, CA
Contact
(650) 212-5050
Fax (301) 639-0804
cbaker@guaranteemortgage.com
Address
505 Montgomery Street, Suite 1275
San Francisco, CA
Contact
(415) 441-5050
Fax (301) 639-0804
catyeskey@guaranteemortgage.com