Compare Today’s Refinance Rates for San Gregorio, California 94074
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in San Gregorio, California 94074.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in San Gregorio, California 94074. For 30-year amortization refinancing, you can expect lifetime cash savings of $106,135 or $295 per month in San Gregorio and other parts of San Mateo county.
Summary of Average Refinances in San Gregorio, California 94074
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Interactive Refinance Rate Projections for San Gregorio, California 94074
Pureloan has developed an interactive chart to monitor the five largest local lenders in San Gregorio, CA 94074, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in San Gregorio, California 94074 from 2024 - 2016
The following historical data provides insights into refinancing trends in San Gregorio, California and the surrounding San Mateo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.31% | 62.20% | 68.35% | 70.25% | 71.99% | 71.03% | 64.57% | 69.40% | 74.39% |
avg refi rate | 6.10% | 3.26% | 2.84% | 3.10% | 4.01% | 4.43% | 4.00% | 3.80% | 3.97% |
% 15 year fixed refinance | 24.88% | 22.56% | 21.26% | 19.74% | 21.81% | 28.59% | 24.60% | 19.77% | |
avg refi rate | 2.54% | 2.36% | 2.67% | 3.49% | 3.81% | 3.24% | 3.05% | 3.20% | |
Avg credit score | 779.23 | 769.56 | 778.03 | 779.04 | 765.36 | 761.83 | 762.64 | 767.30 | 767.08 |
Avg LTV (loan to value) | 35.38% | 35.15% | 38.66% | 41.97% | 40.98% | 39.62% | 42.67% | 43.14% | 50.23% |
Avg DTI (debt to income) | 39.38 | 35.19 | 33.13 | 32.46 | 35.12 | 36.09 | 34.88 | 34.51 | 34.24 |
Avg refinance insurance % | 0.14% | 0.12% | 0.08% | 0.14% | 0.04% | 0.11% | 0.07% | 0.19% |
Best Refinance Brokers around San Gregorio, California 94074
If you are considering refinancing your mortgage or obtaining a cash-out refinance in San Gregorio, California 94074, we have compiled a list of top refinance brokers to assist you in the process.
Daniel Kim
Loan Officer
790 Laurel St Ste 11
San Carlos, CA 94074
(650) 631-1800
danielrkim@live.com
Channing Yip
Loan Officer
845 Laurel St
San Carlos, CA 94074
(650) 508-8407
Channing.Yip@chase.com
Stefani Hartsell
Loan Officer
580 El Camino Real
San Carlos, CA 94074
(650) 207-5005
stefanihartsell@princetoncap.com
Julie McMahon
Sr. Mortgage Loan Officer
580 El Camino Real
San Carlos, CA 94074
(650) 291-9800
juliemcmahon@princetoncap.com
Michael Hoyt
Loan officer
780 Laurel St
San Carlos, CA 94074
(415) 517-0900
Michael.Hoyt@usbank.com
Address
790 Laurel St Ste 11
San Carlos, CA
Contact
(650) 631-1800
Fax (301) 639-0804
danielrkim@live.com
Address
845 Laurel St
San Carlos, CA
Contact
(650) 508-8407
Fax (301) 639-0804
Channing.Yip@chase.com
Address
580 El Camino Real
San Carlos, CA
Contact
(650) 207-5005
Fax (301) 639-0804
stefanihartsell@princetoncap.com