Compare Today’s Refinance Rates for San Mateo, California 94404
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in San Mateo, California 94404.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in San Mateo, California 94404. For 30-year amortization refinancing, you can expect lifetime cash savings of $114,299 or $317 per month in San Mateo and other parts of San Mateo county.
Summary of Average Refinances in San Mateo, California 94404
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Interactive Refinance Rate Projections for San Mateo, California 94404
Pureloan has developed an interactive chart to monitor the five largest local lenders in San Mateo, CA 94404, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in San Mateo, California 94404 from 2024 - 2016
The following historical data provides insights into refinancing trends in San Mateo, California and the surrounding San Mateo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 68.47% | 74.24% | 74.96% | 81.59% | 76.80% | 72.51% | 72.92% | 75.62% |
avg refi rate | 6.29% | 3.34% | 2.85% | 3.13% | 4.04% | 4.48% | 4.04% | 3.84% | 4.02% |
% 15 year fixed refinance | 8.82% | 19.69% | 16.99% | 16.61% | 11.62% | 16.01% | 20.62% | 20.36% | 17.37% |
avg refi rate | 5.46% | 2.54% | 2.33% | 2.67% | 3.45% | 3.80% | 3.27% | 3.08% | 3.26% |
Avg credit score | 749.53 | 761.15 | 767.10 | 771.32 | 756.05 | 747.69 | 751.67 | 759.23 | 759.92 |
Avg LTV (loan to value) | 53.40% | 49.90% | 55.09% | 57.55% | 62.97% | 57.20% | 57.90% | 57.74% | 61.46% |
Avg DTI (debt to income) | 39.12 | 35.46 | 33.29 | 32.92 | 35.78 | 36.41 | 35.45 | 34.09 | 34.35 |
Avg refinance insurance % | 0.35% | 0.61% | 0.88% | 1.26% | 2.72% | 1.24% | 1.36% | 0.99% | 1.18% |
Best Refinance Brokers around San Mateo, California 94404
If you are considering refinancing your mortgage or obtaining a cash-out refinance in San Mateo, California 94404, we have compiled a list of top refinance brokers to assist you in the process.
Rose Sullivan
Loan Officer
520 S. El Camino Real, Suite 100
San Mateo, CA 94404
(855) 488-4150
rsullivan@pmaloans.com
Cindy Nguyen
Mortgage Banker
348 S Twin Oaks Valley Rd, Ste 155
San Mateo, CA 94404
(650) 400-8583
Cindy.Nguyen@chase.com
Siamak Dehnad
Mortgage Banker
348 S Twin Oaks Valley Rd, Ste 155
San Mateo, CA 94404
(650) 224-9995
Siamak.Dehnad@chase.com
Stacy Rhodes
Home Mortgage Consultant
1810 Gateway Drive Suite 150
San Mateo, CA 94404
(650) 287-4904
Stacy.Rhodes@WellsFargo.com
Reva Rao
Home Mortgage Consultant
1810 Gateway Drive Suite 150
San Mateo, CA 94404
(650) 287-4904
Reva.Rao@wellsfargo.com
Address
520 S. El Camino Real, Suite 100
San Mateo, CA
Contact
(855) 488-4150
Fax (301) 639-0804
rsullivan@pmaloans.com
Address
348 S Twin Oaks Valley Rd, Ste 155
San Mateo, CA
Contact
(650) 400-8583
Fax (301) 639-0804
Cindy.Nguyen@chase.com
Address
348 S Twin Oaks Valley Rd, Ste 155
San Mateo, CA
Contact
(650) 224-9995
Fax (301) 639-0804
Siamak.Dehnad@chase.com